Carroll County property record for 126 Main St, New Windsor, MD 21776
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,584 sqft · built 1874 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jun 2017) |
| Tax Bill | $5,213 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-010407 |
| Primary APN | 11-010407 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,584 sqft Total Area |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 14,157 sqft (0.325 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 444 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 010407 |
|---|---|
| Street Address | 126 MAIN ST |
| City | NEW WINDSOR |
| State | MD |
| Zip | 21776-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLA |
| Legal Description | LT - 14157 SF 126 MAIN ST NEW WINDSOR |
| Legal Subdivision | NEW WINDSOR |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 511000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the New Windsor Historic District listed 1997 · 216 contributing resources · NRIS 97000925 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 313, NEW WINDSOR, MD 21776-0313 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 28, 2017 | Grant Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Apr 9, 2015 · Amount on Record |
| Deed Document Number | 20178735-0084 |
| Deed Book / Page | 8735 / 84 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 126 MAIN ST, NEW WINDSOR, MD 21776-9756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0101840064 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 10184/64 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MEDFORD, NJ 08055 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 28, 2017 |
| Property Address | 126 MAIN ST, NEW WINDSOR, MD 21776-9756 |
| Document Number | 0087350084 |
| Book / Page | 008735 / 000084 |
| Instrument Date | Jun 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2018 |
| Title Company | EMERALD BAY ESCROW SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 MAIN ST NEW WINDSOR MD 217769756, NEW WINDSOR, MD 21776-9756 |
| Document Number | 87350091 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 008735/000091 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDIETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | New Windsor Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,213.00 (+12.59%) | $377,400 (+30.6%) | $419,600 (+43.21%) Land $89,600 Building $330,000 |
| 2025 | $4,630.00 (+15.17%) | ||
| 2023 | $4,020.00 (+24.88%) | $288,967 (+1.42%) | $293,000 (-) Land $81,500 Building $211,500 |
| 2022 | $3,219.00 | $284,933 | $293,000 Land $81,500 Building $211,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NEW WINDSOR serves 1,732 people · EPA ID MD0060008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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