126 Lloyd Ct, Apt 5, Aptos, CA 95003 Property Records

Santa Cruz County property record for 126 Lloyd Ct, Apt 5, Aptos, CA 95003

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 6 ba · 3,056 sqft · built 1979
Lot Size0.271 acres (11,805 sqft)
OwnerCompany Name on Record
Tax Bill$15,943 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN038-241-07

Property Details

APN / Parcel Number

Primary APN038-241-07
Alternative APN
  • 038-241-07-000

Interior

Bedrooms6 Beds
Full Baths6 Baths
Total Rooms24 Rooms
Building Area3,056 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area11,805 sqft (0.271 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address126 LLOYD CT, 1
CityAPTOS
StateCA
Zip95003-3792
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM-2.5
Legal DescriptionTR 264
Legal SubdivisionSEA RDG TR #264
Legal Tract264
Legal Lot Number26
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract122100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 66178, SCOTTS VALLEY, CA 95067-6178
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 13, 2001
Transfer Doc0000014418
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address126 LLOYD CT APT 2, 2, APTOS, CA 95003-3792
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address17000 WEDGE PKWY 2824, 2824, RENO, NV 89511-3249

Mortgage

Document Number0000018732
DateJun 22, 2022
Instrument2022-0018732
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOPPELL, TX 75019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$822,677 (+2%) Land $304,695 Building $517,982
2025$15,943.00 (+11.43%)$806,546 (+4.04%) Land $298,721 Building $507,825
2023$14,308.00 (+3.27%)$775,227 Land $287,121 Building $488,106$1,885,140
2022$13,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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