115 Lloyd Ct, Apt 5, Aptos, CA 95003 Property Records

Santa Cruz County property record for 115 Lloyd Ct, Apt 5, Aptos, CA 95003

Property Summary

Property TypeApartments (5+ Units)
Details8 bd · 4,071 sqft · built 1974
Lot Size0.215 acres (9,365 sqft)
Owner2 Individual Names on Record
Tax Bill$14,553 (2025)
Deeds & MortgagesMar 2022 Transfer
Flood ZoneZone X (minimal risk)
APN038-241-05

Property Details

APN / Parcel Number

Primary APN038-241-05
Alternative APN
  • 038-241-05-000

Interior

Bedrooms8 Beds
Stories2 Stories
Building Area4,071 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,365 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address115 LLOYD CT, 1
CityAPTOS
StateCA
Zip95003-3735
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeRM-2.5
Legal DescriptionTR 264
Legal SubdivisionSEA RIDGE
Legal Tract264
Legal Lot Number24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2007
Census Tract122100

Owner

Source: Santa Cruz County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 514, CAPITOLA, CA 95010-0514
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 25, 2022
Transfer Doc0000010089
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMar 29, 2022
Property Address115 LLOYD CT APT 3, 3, APTOS, CA 95003-3735
Document Number0000010089
Map ReferenceMB 38 PG 4
Instrument DateMar 25, 2022
Instrument2022-0010089
Transaction TypeTransfer
Record UpdatedSep 5, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 514, CAPITOLA, CA 95010-0514

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,776 (+2%) Land $292,508 Building $406,268
2025$14,553.00 (+11.71%)$685,075 (+4.04%) Land $286,773 Building $398,302
2023$13,028.00 (+3.43%)$658,473 Land $275,637 Building $382,836$2,086,650
2022$12,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims57 (1978–2023)
Claims Outside the SFHA3 of 57
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 17 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Cruzio, GeoLinks, Verizon.

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