Craven County property record for 126 Karol Dr, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1977 |
| Lot Size | 0.357 acres (15,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,000 (Mar 2019) |
| Tax Bill | $1,862 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-130 |
| Primary APN | 6-101-130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,530 sqft (0.357 acres) |
| Garage Type | Attached |
| Storage Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 124786 |
|---|---|
| Street Address | 126 KAROL DR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 130 TRYON PK SEC 4 |
| Legal Subdivision | TYRON PARK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 961301 |
126 Karol Dr is owned and occupied by two individuals who bought it in March 2019.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 KAROL DR, HAVELOCK, NC 28532-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Mar 25, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on File |
| Deed Sale | Mar 25, 2019 · Amount on File |
| Prior Sale | Feb 26, 2009 · Amount on File |
| Deed Document Number | 201910035362 |
| Deed Book / Page | 3564 / 2001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 126 KAROL DR, HAVELOCK, NC 28532-2409 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3640/413 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 3640/413 |
| Instrument | 10064625 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Mar 25, 2019 |
| Property Address | 126 KAROL DR, HAVELOCK, NC 28532-2409 |
| Document Number | 3564/2001 |
| Book / Page | 3564 / 2001 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 10035362 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 KAROL DR, HAVELOCK, NC 28532-2409 |
| Document Number | 03564/2004 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 3564/2004 |
| Instrument | 10035363 |
| Name | AMERICAN SECURITY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2026 property tax bill for 126 Karol Dr was $1,862, up 2.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,862.00 (+2.48%) | $149,860 (-) Land $31,500 Building $118,360 | $149,860 (-) Land $31,500 Building $118,360 |
| 2025 | $1,817.00 | $149,860 Land $31,500 Building $118,360 | $149,860 Land $31,500 Building $118,360 |
| 2023 | $1,745.00 (+20.01%) | $149,860 (+23.63%) Land $31,500 Building $118,360 | $149,860 Land $31,500 Building $118,360 |
| 2022 | $1,454.00 | $121,220 Land $27,000 Building $94,220 | |
| 2018 | $121,220 Land $27,000 Building $94,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Karol Dr in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Karol Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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