112 Karol Dr, Havelock, NC 28532 Property Records

Craven County property record for 112 Karol Dr, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,467 sqft · built 1975
Lot Size0.366 acres (15,964 sqft)
OwnerIndividual Name on Record
Last Sale$76,000 (Apr 1992)
Tax Bill$1,955 (2026)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN6-101-123

Property Details

APN / Parcel Number

Primary APN6-101-123
Alternative APN
  • 8009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,467 sqft Living Area
1st Floor Area1,467 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,964 sqft (0.366 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number8009
Street Address112 KAROL DR
CityHAVELOCK
StateNC
Zip28532-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description123 TRYON PK SCT 4
Legal SubdivisionTRYON PARK
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group2
Census Block2029
Census Tract961301

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address112 KAROL DR, HAVELOCK, NC 28532-2409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 1992 · Amount on Record
Deed SaleApr 14, 1992 · Amount on Record
Deed Book / Page1317 / 620
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address112 KAROL DR, HAVELOCK, NC 28532-2409
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3669/585
DateMay 10, 2021
Book Page3669/585
Instrument10075256
Lender
NameFIRST FLIGHT FCU
TypeCredit Union
AddressCARY, NC 27518
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityHavelock City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,955.00 (+2.46%)$157,680 (-) Land $31,500 Building $126,180$157,680 (-) Land $31,500 Building $126,180
2025$1,908.00 (+4.09%)$157,680 (-) Land $31,500 Building $126,180$157,680 (-) Land $31,500 Building $126,180
2023$1,833.00 (+21.31%)$157,680 (+24.92%) Land $31,500 Building $126,180$157,680 (+24.92%) Land $31,500 Building $126,180
2022$1,511.00$126,220 Land $27,000 Building $99,220
2018$126,220 Land $27,000 Building $99,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims29 (1995–2019)
Claims Outside the SFHA24 of 29
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Florence, Sep 2018 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVELOCK WATER SYSTEM
serves 14,925 people · EPA ID NC0425015
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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