126 Jay Cooke Rd, Esko, MN 55733 Property Records

Carlton County property record for 126 Jay Cooke Rd, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2025)
Tax Bill	$1,394 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-020-8690`

Property Details

APN / Parcel Number

Primary APN	`78-020-8690`
Alternative APN	`27150`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	27150
Street Address	126 JAY COOKE RD
City	ESKO
State	MN
Zip	55733-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF S1/2 OF S1/2 OF NW1/4 OF NW1/4 TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	35
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	1
Census Block	1021
Census Tract	70300

Owner

Source: Carlton County assessment roll, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	126 JAY COOKE RD, ESKO, MN 55733-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage GRANITE BANK
Nov 10, 2025	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Feb 17, 2015 · Amount on Record
Deed Document Number	2025524149
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	126 JAY COOKE RD, ESKO, MN 55733-9737
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000524150
Date	Nov 10, 2025
Instrument	A000524150

Lender

Name	GRANITE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 10, 2025
Property Address	126 JAY COOKE RD, ESKO, MN 55733-9737
Document Number	A000524149
Instrument Date	Nov 6, 2025
Instrument	A000524149
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 JAY COOKE RD, ESKO, MN 55733-9737

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	126 JAY COOKE RD, ESKO, MN 55733-9737
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000514942
Date	Dec 21, 2023
Instrument	A000514942

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,394.00 (-15.1%) Homeowner's exemption
2025		$145,000 (+1.33%) Land $109,800 Building $35,200	$145,000 (+1.33%) Land $109,800 Building $35,200
2024	$1,642.00	$143,100 (+6.95%) Land $109,800 Building $33,300	$143,100 (+6.95%) Land $109,800 Building $33,300
2023	$1,642.00	$133,800 (-) Land $103,600 Building $30,200	$133,800 (-) Land $103,600 Building $30,200
2022		$133,800 Land $103,600 Building $30,200	$133,800 Land $103,600 Building $30,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

May also be available: AirFiber.

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