120 Jay Cooke Rd, Esko, MN 55733 Property Records

Carlton County property record for 120 Jay Cooke Rd, Esko, MN 55733

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Jan 2017)
Tax Bill$2,498 (2026)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN78-020-8680

Property Details

APN / Parcel Number

Primary APN78-020-8680
Alternative APN
  • 27149

Exterior

Lot Area217,800 sqft (5 acres)

Location & Zoning

Account Number27149
Street Address120 JAY COOKE RD
CityESKO
StateMN
Zip55733-9737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 N1/2 S 1/2 TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section35
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group1
Census Block1021
Census Tract70300

Owner

120 Jay Cooke Rd is owned and occupied by an individual who bought it in January 2017.

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address120 JAY COOKE RD, ESKO, MN 55733-9737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2017 · Amount on File
Deed SaleJan 31, 2017 · Amount on File
Deed Document Number2017472712
Record UpdatedJun 8, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateJan 31, 2017
Property Address120 JAY COOKE RD, ESKO, MN 55733-9737
Document NumberA000472712
Instrument DateNov 18, 2016
InstrumentA000472712
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyCARLTON COUNTY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$428.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 JAY COOKE RD, ESKO, MN 55733-9737

Mortgage

Document NumberA000472713
DateJan 31, 2017
InstrumentA000472713
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 120 Jay Cooke Rd was $2,498 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,498.00 Homeowner's exemption
2025$233,000 (+2.15%) Land $109,800 Building $123,200$233,000 (+2.15%) Land $109,800 Building $123,200
2024$2,366.00 Homeowner's exemption$228,100 (+8.41%) Land $109,800 Building $118,300$228,100 (+8.41%) Land $109,800 Building $118,300
2023$2,366.00 Homeowner's exemption$210,400 (-) Land $103,600 Building $106,800$210,400 (-) Land $103,600 Building $106,800
2022$210,400 Land $103,600 Building $106,800$210,400 Land $103,600 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Jay Cooke Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Jay Cooke Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

May also be available: Airfiber.

Nearby Properties on Jay Cooke Rd

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