126 J T Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 126 J T Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,288 sqft · built 2024
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Sep 2022)
Tax Bill	$1,505 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49935`

Property Details

APN / Parcel Number

Primary APN	`49935`
Alternative APNs	`1290578` `1350797`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,288 sqft Finished Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1350797
Street Address	126 J T DR
City	SHELBY
State	NC
Zip	28150-9501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#12 PB19-124 TOWERY TRACE
Legal Subdivision	TOWERY TRACE
Legal Block	1
Legal Lot Number	115
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3069
Census Tract	951400

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 ARBOR RUN DR, A, LINCOLNTON, NC 28092-6417
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	2022200078449
Deed Book / Page	1882 / 2097
Prior Transfer Date	Jan 24, 2013
Prior Transfer Doc	0016500599
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 16, 2022
Property Address	126 J T DR, SHELBY, NC 28150-9501
Document Number	0018822097
Book / Page	1882 / 2097
Map Reference	MB 19 PG 124
Instrument Date	Sep 16, 2022
Instrument	200078449
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 302, FALLSTON, NC 28042-0302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ARBOR RUN DR APT A, A, LINCOLNTON, NC 28092-6417
Investor	Possibly a Property Investor

Mortgage

Document Number	0018822100
Date	Sep 16, 2022
Instrument	1882/2100

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 16, 2032

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,505.00 (+2.94%)	$230,345 (-) Land $22,500 Building $207,845	$230,345 (-) Land $22,500 Building $207,845
2025	$1,462.00	$230,345 (+1,606.26%) Land $22,500 Building $207,845	$230,345 (+1,606.26%) Land $22,500 Building $207,845
2023		$13,500 Land $13,500	$13,500 Land $13,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20