Cleveland County property record for 123 J T Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,197 sqft · built 2022 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jul 2022) |
| Tax Bill | $2,102 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49927 |
| Primary APN | 49927 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,197 sqft Finished Area |
| Upper Floors Area | 1,047 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1348868 |
|---|---|
| Street Address | 123 J T DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-9501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #4 PB19-124 TOWERY TRACE |
| Legal Subdivision | TOWERY TRACE |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 951400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 J T DR, SHELBY, NC 28150-9501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage TJC MORTGAGE INC |
| Feb 25, 2022 | Warranty Deed, Transfer · Line of Credit ALL PRO FUNDING LLC |
| Jan 19, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 2022200076378 |
| Deed Book / Page | 1878 / 2991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 29, 2022 |
| Property Address | 123 J T DR, SHELBY, NC 28150-9501 |
| Document Number | 0018782991 |
| Book / Page | 1878 / 2991 |
| Map Reference | MB 19 PG 124 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 200076378 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3514 SAVANNAH WAY, MONROE, NC 28110-7636 |
| Name | Verified Name |
|---|---|
| Address | 123 J T DR, SHELBY, NC 28150-9501 |
| Document Number | 0018782993 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 1878/2993 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 123 J T DR, SHELBY, NC 28150-9501 |
| Document Number | 0018652842 |
| Book / Page | 1865 / 2842 |
| Map Reference | MB 19 PG 124 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 200069027 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803 |
| Name | Verified Name |
|---|---|
| Address | 430 HARTMAN RD, WINSTON SALEM, NC 27127-9135 |
| Investor | Possibly a Property Investor |
| Document Number | 0018652844 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 1865/2844 |
| Name | ALL PRO FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jan 19, 2022 |
| Property Address | 123 J T DR, SHELBY, NC 28150-9501 |
| Document Number | 0018622760 |
| Book / Page | 1862 / 2760 |
| Map Reference | MB 19 PG 124 |
| Instrument Date | Jan 13, 2022 |
| Instrument | 200067223 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2103 SE MEADOWBROOK RD, STUART, FL 34997-6545 |
| Name | Verified Name |
|---|---|
| Address | 3521 DASHIEL DR, CHARLOTTE, NC 28262-2629 |
| Investor | Possibly a Property Investor |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,102.00 (+1.94%) | $324,769 (-) Land $22,500 Building $302,269 | $324,769 (-) Land $22,500 Building $302,269 |
| 2025 | $2,062.00 | $324,769 Land $22,500 Building $302,269 | $324,769 Land $22,500 Building $302,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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