Bergen County and Bergenfield Borough property record for 126 Elder Ave, Bergenfield, NJ 07621
| Property Type | Single Family Home |
|---|---|
| Details | 2,001 sqft · built 1926 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (May 2019) |
| Tax Bill | $12,881 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00053-0000-00018 |
| Primary APN | 03-00053-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,001 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Frame |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 100 ft deep x 52 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 0300001R00036B |
|---|---|
| Street Address | 126 ELDER AVE |
| City | BERGENFIELD |
| State | NJ |
| Zip | 07621-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 52X100 |
| Legal Subdivision | BERGEN MANOR SEC 4 |
| Legal Block | 53 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | BERGENFIELD |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 3300 |
126 Elder Ave is owned and occupied by two individuals who bought it in May 2019.
Source: Bergen County and Bergenfield Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ABL TWO LLC |
| May 15, 2019 | Deed with Mortgage, Transfer · Conventional with PMI HOMELAND LNDG |
| May 16, 2017 | Deed, Transfer · Conventional Mortgage WALL STREET MORTGAGE BANKERS LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on File |
| Deed Sale | May 15, 2019 · Amount on File |
| Prior Sale | May 16, 2017 · Amount on File |
| Deed Document Number | 201930412 |
| Deed Book / Page | 3243 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041060595 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 4106/595 |
| Instrument | 21-065133 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Document Number | 0032561853 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 49 ARLINGTON AVE CLIFTON NJ 070111201, CLIFTON, NJ 07011-1201 |
| Document Number | 0032561853 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 003256/001853 |
| Instrument | 34327 |
| Name | ABL TWO LLC |
|---|---|
| Address | HOBOKEN, NJ 07030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 15, 2019 |
| Property Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Document Number | 0032430978 |
| Book / Page | 003243 / 000978 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 30412 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 126 ELDER AVE BERGENFIELD NJ 076211110, BERGENFIELD, NJ 07621-1110 |
| Document Number | 32430983 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 003243/000983 |
| Instrument | 30412 |
| Name | HOMELAND LNDG |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 16, 2017 |
| Property Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Document Number | 0026110848 |
| Book / Page | 02611 / 0848 |
| Map Reference | MB 9092 PG 113 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 17-038046 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5244 CREEKWOOD DR, 5244, MELBOURNE, FL 32940-1115 |
| Name | Verified Name |
|---|---|
| Address | 126 ELDER AVE, BERGENFIELD, NJ 07621-1110 |
| Document Number | 0026110854 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 02611/0854 |
| Instrument | 17-038046.01 |
| Name | WALL STREET MORTGAGE BANKERS LTD |
|---|---|
| Type | Mortgage Company |
| Address | GREAT NECK, NY 11021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 126 Elder Ave was $12,881, up 6% from the year before.
Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Bergenfield Borough |
| Unified School District | Bergenfield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,600 (-) Land $152,000 Building $192,600 | $344,600 (-) Land $152,000 Building $192,600 | |
| 2025 | $12,881.00 (+5.98%) | $344,600 Land $152,000 Building $192,600 | $344,600 Land $152,000 Building $192,600 |
| 2024 | $12,154.00 | ||
| 2023 | $344,600 Land $152,000 Building $192,600 | $344,600 Land $152,000 Building $192,600 | |
| 2022 | $11,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Elder Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 126 Elder Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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