121 Elder Ave, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 121 Elder Ave, Bergenfield, NJ 07621

Property Summary

Property TypeSingle Family Home
Details1,670 sqft · built 1926
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$190,000 (Sep 1998)
Tax Bill$13,199 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00054-0000-00001

Property Details

APN / Parcel Number

Primary APN03-00054-0000-00001
Alternative APNs
  • 0300001S00020B
  • 030005400001

Interior

Stories2 Stories
Building Area1,670 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeFrame
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number0300001S00020B
Street Address121 ELDER AVE
CityBERGENFIELD
StateNJ
Zip07621-1109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description70X100
Legal Block54
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionBERGENFIELD
Census Block Group5
Census Block5007
Census Tract3300

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address121 ELDER AVE, BERGENFIELD, NJ 07621-1109
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
VISIONS FCU
Mar 12, 2020Deed of Trust, Mortgage
VISIONS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 1998 · Amount on Record
Deed SaleSep 18, 1998 · Amount on Record
Prior SaleSep 18, 1998 · Amount on Record
Deed Document Number1998146089
Deed Book / Page8102 / 311
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address121 ELDER AVE, BERGENFIELD, NJ 07621-1109
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 ELDER AVE, BERGENFIELD, NJ 07621-1109

Mortgage

Document Number0056130956
DateOct 1, 2025
Book Page5613/956
Instrument2025067622
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueAug 25, 2055

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address121 ELDER AVE, BERGENFIELD, NJ 07621-1109
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 ELDER AVE, BERGENFIELD, NJ 07621-1109

Mortgage

Document Number0035431564
DateMar 12, 2020
Book Page3543/1564
Instrument20-030142
Lender
NameVISIONS FCU
TypeCredit Union
AddressENDICOTT, NY 13760
Agreement
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityBergenfield Borough
Unified School DistrictBergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,100 (-) Land $165,000 Building $188,100$353,100 (-) Land $165,000 Building $188,100
2025$13,199.00 (+5.99%)$353,100 (-) Land $165,000 Building $188,100$353,100 (-) Land $165,000 Building $188,100
2024$12,453.00 (+5.06%)
2023$353,100 Land $165,000 Building $188,100$353,100 Land $165,000 Building $188,100
2022$11,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1997–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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