126 E Severn Rd, Norfolk, VA 23505 Property Records

Norfolk City property record for 126 E Severn Rd, Norfolk, VA 23505

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,183 sqft · built 1948
Lot Size	1.46 acres (63,641 sqft)
Owner	2 Individual Names on File
Last Sale	$1,431,600 (Jan 2022)
Tax Bill	$19,793 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jan 2022 Sale & Mortgage
APN	`40730905`

Property Details

APN / Parcel Number

Primary APN	`40730905`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	1 Story
Building Area	4,183 sqft Living Area
Attic	Attic
Attic Area	1,781 sqft
Sunroom	Sunroom
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,641 sqft (1.46 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	Deck Area
Patio Area	364 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	126 E SEVERN RD
City	NORFOLK
State	VA
Zip	23505-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	3 BELVEDERE
Legal Subdivision	WALTER W SMITH
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1002
Census Tract	2200

Owner

126 E Severn Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 E SEVERN RD, NORFOLK, VA 23505-4825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Jan 6, 2022	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	2022461
Prior Transfer Date	Apr 30, 2010
Prior Transfer Doc	0000010623
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	126 E SEVERN RD, NORFOLK, VA 23505-4825
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220015898
Date	Jun 23, 2022
Instrument	220015898

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jan 6, 2022
Property Address	126 E SEVERN RD, NORFOLK, VA 23505-4825
Document Number	0220000461
Instrument Date	Jan 3, 2022
Instrument	220000461
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	NOT AVAILABLE, NEXGEN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E SEVERN RD, NORFOLK, VA 23505-4825

Mortgage

Document Number	0220000462
Date	Jan 6, 2022
Instrument	220000462

Lender

Name	TIDEWATER HOME FUNDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 126 E Severn Rd was $19,793, up 4.2% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,793.00 (+4.19%)	$1,583,500 (+2.53%) Land $814,500 Building $769,000	$1,583,500 (+2.53%) Land $814,500 Building $769,000
2025	$18,997.00	$1,544,500 Land $775,500 Building $769,000	$1,544,500 Land $775,500 Building $769,000
2023	$17,757.00	$1,420,600 Land $775,500 Building $645,100	$1,420,600 Land $775,500 Building $645,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 126 E Severn Rd; there have been 177 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 240 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	240 in force
Nearby Flood Claims	177 (1992–2022)
Claims Outside the SFHA	15 of 177
Most Recent Claim	Jan 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 35 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 57 claims Hurricane Isabel, Sep 2003 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E Severn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Severn Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures