Norfolk City property record for 121 E Severn Rd, Norfolk, VA 23505
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,759 sqft · built 1938 |
| Lot Size | 0.21 acres (9,156 sqft) |
| Owner | Individual Name on File |
| Last Sale | $431,000 (May 2024) |
| Tax Bill | $5,038 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2019 Mortgage |
| APN | 23655705 |
| Primary APN | 23655705 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,759 sqft Living Area |
| Attic | Attic |
| Attic Area | 851 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,156 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 121 E SEVERN RD |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23505-4827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 91-B |
| Legal Subdivision | BELEVEDERE |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 2200 |
Source: Norfolk City records · APN 23655705
Assessment roll updated September 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 E SEVERN RD, NORFOLK, VA 23505-4827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 13, 2024 · Amount on Record |
| Deed Sale | May 13, 2024 · Amount on Record |
| Prior Sale | Jun 05, 2015 · Amount on Record |
| Deed Document Number | 20247523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | May 29, 2026 |
| Property Address | 121 E SEVERN RD, NORFOLK, VA 23505-4827 |
| Document Number | 0000010242 |
| Instrument Date | May 26, 2026 |
| Instrument | 202610242 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 121 E SEVERN RD, NORFOLK, VA 23505-4827 |
| Document Number | 0000010242, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202610242 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Aug 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 121 E SEVERN RD, NORFOLK, VA 23505-4827 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0190025256 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 190025256 |
| Name | WATERMARK CAPITAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City records · Assessment roll updated September 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,038.00 (+10.65%) | $409,600 (+12.43%) Land $98,500 Building $311,100 | $409,600 (+12.43%) Land $98,500 Building $311,100 |
| 2023 | $4,553.00 | $364,300 Land $98,500 Building $265,800 | $364,300 Land $98,500 Building $265,800 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 240 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 240 in force |
| Nearby Flood Claims | 177 (1992–2022) |
| Claims Outside the SFHA | 15 of 177 |
| Most Recent Claim | Jan 2022 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NORFOLK serves 234,220 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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