126 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 126 E Philip St, Des Moines, IA 50315

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 954 sqft · built 1968
Lot Size0.207 acres (9,050 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Dec 2019)
Tax Bill$3,658 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Dec 2019 Transfer
Flood ZoneZone X (minimal risk)
APN7824-22-306-012

Property Details

APN / Parcel Number

Primary APN7824-22-306-012
Alternative APN
  • 120/04472-011-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area954 sqft Living Area
Gross Area1,414 sqft
1st Floor Area954 sqft
Basement Area920 sqft
Finished Basement460 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,050 sqft (0.207 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address126 E PHILIP ST
CityDES MOINES
StateIA
Zip50315-4113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA TRI PC ON E SIDE OF LOT 10 BEG 3F W OF SE COR & EXT TO NE COR OF SAID LOT 10 & -EX A TRI PC ON E SIDE OF LOT 11 BEG 3F W OF
Legal Range24W
Legal Township78N
Legal Section22
Legal SubdivisionSCANDIA MAGNOLIA PARK PLAT 1
Legal Lot Number10,11
JurisdictionPOLK IA
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2005
Census Tract4501

Owner

126 E Philip St is owned by two individuals who bought it in December 2019.

Source: Polk County records, as of October 15, 2025

Owner of Record2 Individual Names on File
Mailing Address117 E PHILIP ST, DES MOINES, IA 50315-4114
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU
Dec 4, 2019Affidavit of Death, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2019 · Amount on File
Deed SaleDec 4, 2019 · Amount on File
Deed Document Number2019-00050292
Deed Book / Page17615 / 0045
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address126 E PHILIP ST, DES MOINES, IA 50315-4113
Transaction TypeMortgage
Record UpdatedJan 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002552
DateJan 17, 2023
Book Page19376/677
Instrument2023-00002552
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressJOHNSTON, IA 50131
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 16, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionPOLK IA
Recording DateDec 4, 2019
Property Address126 E PHILIP ST, DES MOINES, IA 50315-4113
Document Number0000050291
Book / Page017615 / 000043
Instrument DateNov 30, 2019
Instrument50291
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,200 Land $39,900 Building $163,300$203,200 Land $39,900 Building $163,300
2024$3,658.00
2023$182,200 Land $35,200 Building $147,000$182,200 Land $35,200 Building $147,000
2020$3,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E Philip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: AT&T, T-Mobile.

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