111 E Philip St, Des Moines, IA 50315 Property Records

Polk County property record for 111 E Philip St, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 986 sqft · built 1967
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,068 (2020)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2024 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7824-22-351-008`

Property Details

APN / Parcel Number

Primary APN	`7824-22-351-008`
Alternative APN	`120/04472-025-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	986 sqft Living Area
Gross Area	1,946 sqft
1st Floor Area	986 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1967
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	258 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	111 E PHILIP ST
City	DES MOINES
State	IA
Zip	50315-4114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 SCANDIA MAGNOLIA PARK PLAT 1
Legal Range	24W
Legal Township	78N
Legal Section	22
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 1
Legal Lot Number	25
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2014
Census Tract	4501

Owner

111 E Philip St is owned and occupied by an individual who acquired it in October 2024.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	111 E PHILIP ST, DES MOINES, IA 50315-4114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 7, 2024	Legal Action/Court Order, Foreclosure
May 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2024
Deed Sale	Oct 7, 2024
Prior Sale	Nov 28, 2018 · Amount on File
Deed Document Number	2024-00051878
Deed Book / Page	19933 / 21
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	111 E PHILIP ST, DES MOINES, IA 50315-4114
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E PHILIP ST, DES MOINES, IA 50315-4114

Mortgage

Document Number	0000066921
Date	Nov 6, 2025
Book Page	20327/414
Instrument	2025-00066921

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 28, 2045

Interest

Change Frequency	Monthly

October 2024: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Oct 7, 2024
Property Address	111 E PHILIP ST, DES MOINES, IA 50315-4114
Document Number	0000051878
Book / Page	19933 / 21
Instrument Date	Sep 23, 2024
Instrument	2024-00051878
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E PHILIP ST, DES MOINES, IA 50315-4114

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	111 E PHILIP ST, DES MOINES, IA 50315-4114
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 E PHILIP ST, DES MOINES, IA 50315-4114

Mortgage

Document Number	0000025838
Date	May 25, 2023
Book Page	19485/381
Instrument	2023-00025838

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	111 E PHILIP ST, DES MOINES, IA 50315-4114
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013761
Date	Aug 16, 2018
Book Page	17041/0925
Instrument	2018-00013761

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$200,500 Land $38,500 Building $162,000	$200,500 Land $38,500 Building $162,000
2023		$171,200 Land $34,000 Building $137,200	$171,200 Land $34,000 Building $137,200
2020	$3,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 E Philip St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 E Philip St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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