Allegan County property record for 123 E Franklin St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,504 sqft |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Nov 2009) |
| Tax Bill | $3,608 (2025) |
| Deeds & Mortgages | May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-100-079-00 |
| Primary APN | 54-100-079-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 532 sqft |
| Unfinished Basement | 532 sqft |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Raised |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 85 ft deep x 85 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 123 E FRANKLIN ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | SLY 1/2 LOT 79 O. P. SEC 22 & 23. |
| Legal Subdivision | CITY OF OTSEGO |
| Legal Lot Number | 79 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 31900 |
123 E Franklin St is owned and occupied by an individual who acquired it in May 2018.
Source: Allegan County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2444 109TH AVE, ALLEGAN, MI 49010-9033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2009 · Amount on File |
| Deed Sale | Nov 3, 2009 · Amount on File |
| Prior Sale | Jul 28, 1999 |
| Deed Book / Page | 3372 / 845 |
| Last Transfer Date | May 18, 2018 |
| Transfer Doc | 4248/165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | May 24, 2018 |
| Property Address | 123 E FRANKLIN ST, OTSEGO, MI 49078-1319 |
| Document Number | 4248/165 |
| Book / Page | 4248 / 165 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2444 109TH AVE, ALLEGAN, MI 49010-9033 |
The 2025 property tax bill for 123 E Franklin St was $3,608 with a homeowner's exemption, up 2.6% from the year before.
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,900 (+4.98%) Land $12,600 Building $84,300 | $193,800 (+4.98%) Land $25,200 Building $168,600 | |
| 2025 | $3,608.00 (+2.56%) Homeowner's exemption | $92,300 Land $11,300 Building $81,000 | $184,600 Land $22,600 Building $162,000 |
| 2024 | $3,518.00 | ||
| 2023 | $72,700 Land $6,400 Building $66,300 | $145,400 Land $12,800 Building $132,600 | |
| 2022 | $3,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 E Franklin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 E Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: 123.NET.
5G (outdoors only) and 4G LTE
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