126 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 126 E 2nd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,765 sqft · built 1948
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2024)
Tax Bill	$3,459 (2025)
Deeds & Mortgages	Mar 2024 Sale Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20260-000-000`

Property Details

APN / Parcel Number

Primary APN	`20260-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,765 sqft Living Area
1st Floor Area	1,669 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Driveway	Driveway
Porch	Florida Room
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	126 E 2ND CT
City	PANAMA CITY
State	FL
Zip	32401-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC04
Legal Description	HARMON PLAT E 40 LOT 2 & W 20 LOT 1 ORB 4786 P 1714 BLK 2
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	HARMON PLAT
Legal Block	2
Legal Lot Number	2,1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1008
Census Tract	1900

Owner

126 E 2nd Ct is owned and occupied by an individual who bought it in March 2024.

Source: Bay County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	125 S COVE BLVD, PANAMA CITY, FL 32401-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer NOT AVAILABLE, BURG TITLE LLC
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Document Number	202417591
Deed Book / Page	4786 / 1714
Prior Transfer Date	Oct 22, 2001
Prior Transfer Doc	0020790029
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 27, 2024
Property Address	126 E 2ND CT, PANAMA CITY, FL 32401-3213
Document Number	0047861714
Book / Page	4786 / 1714
Map Reference	MB 4 PG 8A
Instrument Date	Mar 25, 2024
Instrument	2024017591
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	NOT AVAILABLE, BURG TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 E 2ND CT, PANAMA CITY, FL 32401-3213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 S COVE BLVD, PANAMA CITY, FL 32401-3926

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 10, 2022
Property Address	126 E 2ND CT, PANAMA CITY, FL 32401-3213
Document Number	0045350596
Book / Page	4535 / 596
Map Reference	MB 4 PG 8-2A
Instrument Date	Mar 9, 2022
Instrument	2022017967
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,309.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 E 1ST CT, 307, PANAMA CITY, FL 32401-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 S LAKE DR, SANTA ROSA BEACH, FL 32459-6518

Mortgage

Document Number	0004535598
Date	Mar 10, 2022
Instrument	4535/598

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 28, 2017
Property Address	126 E 2ND CT, PANAMA CITY, FL 32401-3213
Document Number	0038860111
Book / Page	003886 / 000111
Instrument Date	Mar 20, 2017
Instrument	16850
Transaction Type	Transfer
Record Updated	May 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 E 2ND CT PANAMA CITY BEACH FL 324013213, PANAMA CITY BEACH, FL 32401-3213

Tax Assessment & Valuation

The 2025 property tax bill for 126 E 2nd Ct was $3,459 with a homeowner's exemption, down 32.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,459.00 (-32.34%) Homeowner's exemption	$261,050	$289,809 Land $40,032 Building $249,777
2024	$5,112.00 (+10.43%)
2023	$4,629.00 (+175.21%)	$270,833 (+170.42%) Land $34,560 Building $236,273	$270,833 (+170.42%) Land $34,560 Building $236,273
2022	$1,682.00	$100,152 Land $30,009 Building $70,143	$100,152 Land $30,009 Building $70,143

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 E 2nd Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 units insured incl. 146 condo units
Nearby Flood Claims	75 (1982–2018)
Claims Outside the SFHA	41 of 75
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 33 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E 2nd Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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