114 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 114 E 2nd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1930
Lot Size	0.164 acres (7,143 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Sep 2023)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Sep 2023 Sale Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20263-000-000`

Property Details

APN / Parcel Number

Primary APN	`20263-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Exterior Material	Shingles
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	7,143 sqft (0.164 acres)
Lot Dimensions	130 ft deep x 55 ft wide
Driveway	Driveway
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	114 E 2ND CT
City	PANAMA CITY
State	FL
Zip	32401-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC04
Legal Description	HARMON PLAT LOT 6 BLK 2 ORB 4734 P 1667 MAP 105C3
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	HARMON PLAT
Legal Block	2
Legal Lot Number	6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1008
Census Tract	1900

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	114 E 2ND CT, PANAMA CITY, FL 32401-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Oct 15, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Oct 15, 2021 · Amount on Record
Deed Document Number	202361244
Deed Book / Page	4734 / 1667
Last Transfer Date	Jan 13, 2025
Transfer Doc	0048781669
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 27, 2023
Property Address	114 E 2ND CT, PANAMA CITY, FL 32401-3213
Document Number	0047341667
Book / Page	4734 / 1667
Map Reference	MB 4 PG 8A
Instrument Date	Sep 26, 2023
Instrument	2023061244
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 BERRYWOOD DR, BELLEVILLE, IL 62226-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 FAIRWAY VIEW DR, HAMMOND, LA 70401-8296

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 15, 2021
Property Address	114 E 2ND CT, PANAMA CITY, FL 32401-3213
Document Number	0044732127
Book / Page	4473 / 2127
Map Reference	MB 4 PG 8A
Instrument Date	Oct 15, 2021
Instrument	2021079243
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 E 1ST CT, 307, PANAMA CITY, FL 32401-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 BERRYWOOD DR, BELLEVILLE, IL 62226-4803

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00 (-3.03%)	$332,803 (+22.25%) Land $36,696 Building $296,107	$332,803 (+22.25%) Land $36,696 Building $296,107
2024	$5,420.00 (+10.63%)
2023	$4,899.00 (+20.9%)	$272,242 (+8.64%) Land $31,680 Building $240,562	$272,242 (+8.64%) Land $31,680 Building $240,562
2022	$4,052.00	$250,587 Land $27,508 Building $223,079	$250,587 Land $27,508 Building $223,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	184 units insured incl. 146 condo units
Nearby Flood Claims	75 (1982–2018)
Claims Outside the SFHA	41 of 75
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 33 claims Hurricane Opal, Oct 1995 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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