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122 Cramer Rd, Malta (Ballston Spa), NY 12020 Property Records

Saratoga County and Malta Town property record for 122 Cramer Rd, Malta, NY 12020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,999 sqft · built 1994
Lot Size0.93 acres (40,511 sqft)
Owner2 Company Names on File
Last Sale$248,000 (Aug 2001)
Tax Bill$7,596 (2025)
Deeds & MortgagesFeb 2019 Refinance
APN414089 230.-1-1.122

Property Details

APN / Parcel Number

Primary APN414089 230.-1-1.122
Alternative APN
  • 408923000000010011220000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,999 sqft Living Area
1st Floor Area1,288 sqft
2nd Floor Area1,183 sqft
Upper Floors Area528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area40,511 sqft (0.93 acres)
Lot Width210 ft Width
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area589 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address122 CRAMER RD
CityMALTA
StateNY
Zip12020-4324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSIDE: S LOT A
Legal Block1
Legal Lot Number1.122
JurisdictionSARATOGA NY
Township / Civil DivisionMALTA
Census Block Group2
Census Block2007
Census Tract61907

Owner

Source: Saratoga County and Malta Town records · APN 414089 230.-1-1.122

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address122 CRAMER RD, BALLSTON SPA, NY 12020-4324
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 31, 2001 · Amount on Record
Deed SaleAug 31, 2001 · Amount on Record
Prior SaleAug 31, 1998 · Amount on Record
Deed Book / Page1589 / 783
Record UpdatedJun 08, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address122 CRAMER RD, MALTA, NY 12020-4324
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004620
DateFeb 19, 2019
Instrument2019004620
Lender
NameCOMMUNITY RESOURCE FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2034

Tax Assessment & Valuation

Source: Saratoga County and Malta Town records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionMalta Town
Unified School DistrictBallston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,596.00$555,000 (+13.27%) Land $65,100 Building $489,900$555,000 (+13.27%) Land $65,100 Building $489,900
2023$490,000 Land $65,100 Building $424,900$490,000 Land $65,100 Building $424,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360910619072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 64 locations within half a mile of this property.

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