125 Cardinal Ln, Laredo, TX 78045 Property Records

Webb County property record for 125 Cardinal Ln, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,607 sqft · built 1998
Lot Size	0.47 acres (20,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,500 (Dec 2021)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`983-00003-020`

Property Details

APN / Parcel Number

Primary APN	`983-00003-020`
Alternative APN	`240312`

Interior

Stories	1 Story
Building Area	3,607 sqft Living Area
Gross Area	4,187 sqft
1st Floor Area	3,607 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	20,470 sqft (0.47 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	528 sqft

Location & Zoning

Street Address	125 CARDINAL LN
City	LAREDO
State	TX
Zip	78045-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 BLK 3 CARDINAL CREEK I
Legal Subdivision	CARDINAL CREEK I
Legal Block	3
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3033
Census Tract	1711

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 CARDINAL LN, LAREDO, TX 78045-4150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Vendor's Lien, Transfer · VA Mortgage PENTAGON FCU
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	20211451944
Deed Book / Page	5173 / 494
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 16, 2021
Property Address	125 CARDINAL LN, LAREDO, TX 78045-4150
Document Number	005173/494
Book / Page	5173 / 494
Map Reference	VOL 17 PG 10
Instrument Date	Dec 13, 2021
Instrument	1451944
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 VILLEY BLVD, 141, ZAPATA, TX 78076

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 GROSBEAK ST, LAREDO, TX 78045-4116

Mortgage

Document Number	0001451945
Date	Dec 16, 2021
Instrument	1451945

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	125 CARDINAL LN, LAREDO, TX 78045-4150
Transaction Type	Mortgage
Record Updated	Aug 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4452/861
Date	Jul 24, 2018
Book Page	4452/861
Instrument	1335130

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,155 (-0.71%) Land $124,253 Building $304,902	$429,155 (-0.71%) Land $124,253 Building $304,902
2025	$2,035.00 (-27.43%) Homeowner's exemption Senior Citizen's exemption	$432,219 (-18.11%) Land $124,253 Building $307,966	$432,219 (-18.11%) Land $124,253 Building $307,966
2024	$2,804.00 (+11.98%)
2023		$527,784 Land $85,974 Building $441,810	$527,784 Land $85,974 Building $441,810
2022	$2,504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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