126 98th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 126 98th Ave W, Duluth, MN 55808

Property Summary

Property Type	Apartments (5+ Units)
Details	6,360 sqft · built 2007
Lot Size	0.16 acres (7,002 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Oct 2021)
Tax Bill	$12,174 (2026)
Deeds & Mortgages	Oct 2021 Sale Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-01650`

Property Details

APN / Parcel Number

Primary APN	`010-3430-01650`
Alternative APN	`1118626`

Interior

Stories	1 Story
Building Area	6,360 sqft Gross Area
1st Floor Area	6,360 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	7,002 sqft (0.16 acres)
Garage Area	4,600 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1118626
Street Address	126 98TH AVE W
City	DULUTH
State	MN
Zip	55808-2113
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOTS 28 AND 29, BLOCK 5 SERIAL #
Legal Subdivision	NEW DULUTH 1ST DIV
Legal Block	5
Legal Lot Number	28-29
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2037
Census Tract	3800

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1042 CENTERVILLE CIR, SAINT PAUL, MN 55127-6344
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer COMMERCIAL PARTNERS TITLE
Oct 8, 2021	Warranty Deed, Transfer NORTHVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20211426749
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0001054684
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2021
Property Address	126 98TH AVE W, DULUTH, MN 55808-2113
Document Number	0001426748
Instrument Date	Sep 30, 2021
Instrument	1426748
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,139.21
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	126 98TH AVE W, DULUTH, MN 55808-2113

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 8, 2021
Property Address	126 98TH AVE W, DULUTH, MN 55808-2113
Document Number	0001426749
Instrument Date	Sep 30, 2021
Instrument	1426749
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104Z CENTER ST, SAINT PAUL, MN 55113
Investor	Possibly a Property Investor

Mortgage

Document Number	0001426750
Date	Oct 8, 2021
Instrument	1426750

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	GRAND RAPIDS, MN 55744

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,174.00 (+3.05%)
2025	$11,814.00 (-3.05%)	$960,800 (+35.86%) Land $16,400 Building $944,400	$960,800 (+35.86%) Land $16,400 Building $944,400
2024	$12,186.00	$707,200 (-) Land $15,800 Building $691,400	$707,200 (-) Land $15,800 Building $691,400
2022		$707,200 Land $15,800 Building $691,400	$707,200 Land $15,800 Building $691,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	4 (2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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