St. Louis County property record for 107 98th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 1890 |
| Lot Size | 0.057 acres (2,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Apr 2023) |
| Tax Bill | $3,464 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3430-01100 |
| Primary APN | 010-3430-01100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 2,501 sqft (0.057 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 210 sqft |
| Storage Building | 70 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1189956 |
|---|---|
| Street Address | 107 98TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 11, 12 AND 13 AND NORTHERLY 5.5 FEET OFLOT 14, BLOCK 4 SERIAL # |
| Legal Subdivision | NEW DULUTH FIRST DIVISION |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 3800 |
Source: St. Louis County records · APN 010-3430-01100
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 22, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Apr 19, 2023 | Quit Claim Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2023 · Amount on Record |
| Deed Sale | Apr 19, 2023 · Amount on Record |
| Prior Sale | Mar 19, 2010 · Amount on Record |
| Deed Document Number | 20231465203 |
| Prior Transfer Date | Feb 22, 2023 |
| Prior Transfer Doc | 0001465203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Document Number | 0001527828 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 1527828 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 22, 2025 |
| Property Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Document Number | 0001520858 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 1520858 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Document Number | 0001520859 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 1520859 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 19, 2023 |
| Property Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Document Number | 0001465203 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 1465203 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Name | Verified Name |
|---|---|
| Address | 107 98TH AVE W, DULUTH, MN 55808-2114 |
| Document Number | 0001465204 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 1465204 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2053 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,464.00 (+14.63%) Homeowner's exemption | ||
| 2025 | $3,022.00 (-4.06%) Homeowner's exemption | $268,300 (+11.01%) Land $20,700 Building $247,600 | $268,300 (+11.01%) Land $20,700 Building $247,600 |
| 2024 | $3,150.00 | $241,700 (+6.01%) Land $20,400 Building $221,300 | $241,700 (+6.01%) Land $20,400 Building $221,300 |
| 2022 | $228,000 Land $23,000 Building $205,000 | $228,000 Land $23,000 Building $205,000 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 27 units insured incl. 26 condo units |
| Nearby Flood Claims | 4 (2012) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AirFiber.
Based on FCC filings for 372 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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