126 25th St, Newport Beach, CA 92663 Property Records

Orange County property record for 126 25th St, Newport Beach, CA 92663

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 980 sqft · built 1907
Lot Size	0.04 acres (1,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jul 2020 Reverse Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`047-141-02`

Property Details

APN / Parcel Number

Primary APN	`047-141-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
1st Floor Area	980 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	1,750 sqft (0.04 acres)

Location & Zoning

Street Address	126 25TH ST
City	NEWPORT BEACH
State	CA
Zip	92663-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR NEWPORT BEACH CITY BLK 24 LOT 17
Legal Subdivision	NEWPORT BEACH
Legal Tract	512
Legal Block	24
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4025
Census Tract	63500

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jul 16, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 1, 2017	Deed of Trust, Mortgage · Reverse Mortgage NOT AVAILABLE
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000593578
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 24, 2021
Property Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Document Number	0000593578
Map Reference	MB 3 PG 26
Instrument Date	Aug 24, 2021
Instrument	2021000593578
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 25TH STREET, NEWPORT BEACH, CA 92663

Mortgage

Document Number	0000593579
Date	Sep 24, 2021
Instrument	2021000593579

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000339009
Date	Jul 16, 2020
Instrument	2020000339009

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.59%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174942
Date	May 1, 2017
Instrument	2017000174942

Lender

Name	NOT AVAILABLE
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%
Type Change Date	May 1, 2018
Change Frequency	Annually
Max Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Document Number	0000339010
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	126 25TH ST NEWPORT BEACH CA 926633404, NEWPORT BEACH, CA 92663-3404

Mortgage

Document Number	0000339010
Date	Jul 16, 2020
Instrument	339010

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.59%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	126 25TH ST, NEWPORT BEACH, CA 92663-3404
Document Number	0000174943
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 25TH ST NEWPORT BEACH CA 926633404, NEWPORT BEACH, CA 92663-3404

Mortgage

Document Number	0000174943
Date	May 1, 2017
Instrument	174943

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$159,839 (+2%) Land $129,188 Building $30,651
2025	$2,816.00 (+3.45%) Homeowner's exemption	$156,705 (+4.04%) Land $126,655 Building $30,050
2023	$2,722.00 (+1.99%) Homeowner's exemption	$150,621 Land $121,737 Building $28,884
2022	$2,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1983–2010)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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