126 16th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 126 16th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 1979
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Dec 2015)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00012-0002-00005.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00012-0002-00005.0`
Alternative APN	`78280`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Retaining Wall
Roof Type	Gambrel
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	900 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Patio Area	256 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	78280
Street Address	126 16TH AVE
City	VERO BEACH
State	FL
Zip	32962-2796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	INDIAN RIVER HEIGHTS UNIT 4 BLK B LOT 5 PBI 6-86
Legal Range	39
Legal Township	33
Legal Section	14
Legal Subdivision	INDIAN RIVER HEIGHTS UNIT 4
Legal Block	B
Legal Lot Number	5
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1014
Census Tract	50603

Owner

Source: Indian River County records · APN 33-39-14-00012-0002-00005.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	126 16TH AVE, VERO BEACH, FL 32962-2796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Dec 21, 2009 · Amount on Record
Deed Document Number	3120150075688
Deed Book / Page	2900 / 0818
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	126 16TH AVE, VERO BEACH, FL 32962-2796
Document Number	0033261741
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 16TH AVE VERO BEACH FL 329622796, VERO BEACH, FL 32962-2796

Mortgage

Document Number	0033261741
Date	Aug 07, 2020
Book Page	003326/001741
Instrument	45861

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2050

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+26.37%)	$124,787 (+5.99%)	$257,653 (+6.16%) Land $39,644 Building $218,009
2023	$1,263.00 (+3.52%)	$117,738 (+3%)	$242,713 (+14.87%) Land $32,436 Building $210,277
2022	$1,220.00	$114,309	$211,292 Land $32,436 Building $178,856

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	24 (1983–2025)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 399 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3314052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.