Indian River County property record for 120 16th Ave, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,500 (May 2019) |
| Tax Bill | $3,222 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-14-00012-0002-00006.0 |
| Primary APN | 33-39-14-00012-0002-00006.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,302 sqft |
| 1st Floor Area | 1,840 sqft |
| Utility Area | 280 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 911 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 216 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 120 16TH AVE |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-2796 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | INDIAN RIVER HEIGHTS UNIT 4 BLK B LOT 6 PBI 6-86 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 14 |
| Legal Subdivision | INDIAN RIVER HEIGHTS UNIT 4 |
| Legal Block | B |
| Legal Lot Number | 6 |
| Legal Unit | 4 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50603 |
Source: Indian River County records · APN 33-39-14-00012-0002-00006.0
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 16TH AVE, VERO BEACH, FL 32962-2796 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Nov 02, 2011 · Amount on Record |
| Deed Document Number | 201929921 |
| Deed Book / Page | 3208 / 1592 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | 0025330227 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 120 16TH AVE, VERO BEACH, FL 32962-2796 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030601006 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 3060/1006 |
| Instrument | 3120170057112 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 120 16TH AVE, VERO BEACH, FL 32962-2796 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033300866 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 3330/866 |
| Instrument | 3120200048603 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | May 20, 2019 |
| Property Address | 120 16TH AVE, VERO BEACH, FL 32962-2796 |
| Document Number | 0032081592 |
| Book / Page | 3208 / 1592 |
| Map Reference | MB 6 PG 86 |
| Instrument Date | May 15, 2019 |
| Instrument | 3120190029921 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ELITE TTL OF TREASURE COAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,697.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 16TH AVE, 120, VERO BEACH, FL 32962-2796 |
| Name | Verified Name |
|---|---|
| Address | 120 16TH AVE, VERO BEACH, FL 32962-2796 |
| Investor | Possibly a Property Investor |
| Document Number | 0032081593 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 3208-1593 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,222.00 (+15.77%) Homeowner's exemption | $240,545 (+5.99%) | $422,657 (+2.86%) Land $39,644 Building $383,013 |
| 2023 | $2,783.00 (+2.77%) | $226,958 (+3%) | $410,888 (+17.23%) Land $32,436 Building $378,452 |
| 2022 | $2,708.00 | $220,347 | $350,503 Land $32,436 Building $318,067 |
Source: FEMA National Flood Hazard Layer as of May 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 24 (1983–2025) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 399 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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