1259 Upland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1259 Upland Ave, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 962 sqft · built 1948
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$248,500 (Sep 2026)
Tax Bill$1,978 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN041-40-51-026.00

Property Details

APN / Parcel Number

Primary APN041-40-51-026.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area962 sqft Finished Area
Gross Area1,088 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions159 ft deep x 53 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1259 UPLAND AVE
CityCOVINGTON
StateKY
Zip41011-3760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH HILLS LOT 271
Legal SubdivisionSOUTH HILLS
Legal PhaseB
Legal Lot Number271
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1004
Census Tract65200

Owner

1259 Upland Ave is owned by two individuals who bought it in September 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2890 COUNTY ROAD 120, MARENGO, OH 43334
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Warranty Deed, Transfer · FHA Mortgage
HUNTINGTON NATIONAL BANK
Mar 5, 2026Deed of Trust, Mortgage
GREEN TIDES LLC
Feb 12, 2026Deed, Transfer
GREEN TIDES LLC
Jul 25, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK
Jul 25, 2018Deed of Trust, Mortgage · Conventional Mortgage
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Prior SaleFeb 12, 2026 · Amount on File
Deed Document Number202620416
Deed Book / Page494 / 93
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 4, 2026
Property Address1259 UPLAND AVE, COVINGTON, KY 41011-3760
Document Number0000020416
Book / Page494 / 93
Instrument DateSep 4, 2026
Instrument202620416
Transaction TypeTransfer
Record UpdatedSep 23, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,098.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman

Mortgage

Document Number0000020495,
DateSep 4, 2026
Instrument2026090820495
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1259 UPLAND AVE, FT WRIGHT, KY 41011-3760
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyKENTUCKY LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004518
DateMar 5, 2026
Book Page396/65
Instrument26059000004518
Lender
NameGREEN TIDES LLC
TypeNon-Lending Institution
AddressBURLINGTON, KY 41005
Agreement
AmountAmount on Record
Term7 Months
DueOct 1, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateFeb 12, 2026
Property Address1259 UPLAND AVE, FT WRIGHT, KY 41011-3760
Document Number0000002855
Book / Page389 / 786
Instrument DateFeb 6, 2026
Instrument26059000002855
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$155.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1807 CHARLESTON CT, FLORENCE, KY 41042-7608

Transferred To (Grantee/Buyer)

NameVerified Name
Address6457 ELSINOR CT, BURLINGTON, KY 41005-7990

Mortgage

Document Number0000002856
DateFeb 12, 2026
Instrument26059000002856
Lender
NameGREEN TIDES LLC
TypeNon-Lending Institution
Agreement
AmountAmount on Record
Term8 Months
DueOct 1, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1259 UPLAND AVE, COVINGTON, KY 41011-3760
Document Number0000000040
Instrument DateJul 25, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1259 UPLAND AVE COVINGTON KY 410113760, COVINGTON, KY 41011-3760

Mortgage

Document Number0000000040
DateAug 10, 2018
Book Page0C6475/000008
Instrument40
Lender
NamePNC BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1259 UPLAND AVE, COVINGTON, KY 41011-3760
Document Number0000000043
Instrument DateJul 25, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1259 UPLAND AVE COVINGTON KY 410113760, COVINGTON, KY 41011-3760

Mortgage

Document Number0000000043
DateAug 10, 2018
Book Page0C6475/000011
Instrument43
Lender
NamePNC BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1259 Upland Ave was $1,978.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,600 (-) Land $45,000 Building $154,600$199,600 (-) Land $45,000 Building $154,600
2025$1,978.00$199,600 Land $45,000 Building $154,600$199,600 Land $45,000 Building $154,600
2023$1,465.00$137,500 Land $45,000 Building $92,500$137,500 Land $45,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1259 Upland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1259 Upland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Upland Ave

Nearby Streets

Search Property Records by Address or Parcel Number