1258 Upland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1258 Upland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 1,943 sqft · built 1991
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Nov 2004)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-40-51-020.02`

Property Details

APN / Parcel Number

Primary APN	`041-40-51-020.02`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,943 sqft Finished Area
Gross Area	2,257 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1258 UPLAND AVE
City	COVINGTON
State	KY
Zip	41011-3756
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	UPLAND LOT 5A 120'X 100' & LOT 238
Legal Subdivision	UPLAND
Legal Phase	B
Legal Lot Number	5-23
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1003
Census Tract	65200

Owner

1258 Upland Ave, a duplex, is owned and occupied by two individuals who bought it in November 2004.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1258 UPLAND AVE, COVINGTON, KY 41011-3756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Deed Document Number	200411 19 059 00226
Deed Book / Page	2409 / 65
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 13, 2021
Property Address	1258 UPLAND AVE, COVINGTON, KY 41011-3756
Document Number	0005900215
Book / Page	123 / 502
Map Reference	PL 964
Instrument Date	Sep 17, 2021
Instrument	21101305900215
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1258 UPLAND AVE, COVINGTON, KY 41011-3756

Mortgage

Document Number	0005900216
Date	Oct 13, 2021
Book Page	284/664
Instrument	21101305900216

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1258 Upland Ave was $3,121.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (-) Land $45,000 Building $270,000	$315,000 (-) Land $45,000 Building $270,000
2025	$3,121.00	$315,000 Land $45,000 Building $270,000	$315,000 Land $45,000 Building $270,000
2023	$3,357.00	$315,000 Land $45,000 Building $270,000	$315,000 Land $45,000 Building $270,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1258 Upland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1258 Upland Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20