1. Home
  2. Florida
  3. Suwannee County
  4. O Brien
  5. 196th Ter

12588 196th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 12588 196th Ter, O Brien, FL 32071

Property Summary

Property TypeMobile Home
Details1 ba · 1,456 sqft · built 2024
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$59,995 (Apr 2023)
Tax Bill$653 (2024)
Deeds & MortgagesApr 2023 Sale & Mortgage
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN34-04S-13E-09061-060140

Property Details

APN / Parcel Number

Primary APN34-04S-13E-09061-060140
Alternative APN
  • 09061060140

Interior

Full Baths1 Bath
Building Area1,456 sqft Living Area

Exterior

Year BuiltBuilt 2024
Lot Area174,240 sqft (4 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number09061060140
Street Address12588 196TH TER
CityO BRIEN
StateFL
Zip32071-2036
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG LOT 14 BLK F FRONTIER JUNCTION ORB 2433 P 309-10 WD YR 2023
Legal Range13E
Legal Township04S
Legal Section34
Legal SubdivisionFRONTIER JUNCTION
Legal BlockF
Legal Lot Number14
Legal Unit14
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group3
Census Block3052
Census Tract970501

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13346 US HIGHWAY 90, LIVE OAK, FL 32060-8645
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
BULLARD MCARDLE LLC
Mar 6, 2023Warranty Deed, Transfer
LAKE CITY TITLE INC, LAKE CITY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleMar 6, 2023 · Amount on Record
Deed Document Number2023265137
Deed Book / Page2433 / 309
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateApr 14, 2023
Property Address12588 196TH TER, O BRIEN, FL 32071-2036
Document Number0000265137
Book / Page2433 / 309
Map ReferenceMB 1 PG 305&306
Instrument DateApr 11, 2023
Instrument2023265137
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1733, LAKE CITY, FL 32056-1733

Transferred To (Grantee/Buyer)

NameVerified Name
Address13346 US HIGHWAY 90, LIVE OAK, FL 32060-8645

Mortgage

Document Number0000000311
DateApr 14, 2023
Instrument2433/311
Lender
NameBULLARD MCARDLE LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term292 Months
DueAug 15, 2047

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateMar 6, 2023
Property Address12588 196TH TER, O BRIEN, FL 32071-2036
Document Number0000263579
Book / Page2424 / 90
Map ReferenceMB 1 PG 305&306
Instrument DateMar 2, 2023
Instrument2023263579
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyLAKE CITY TITLE INC, LAKE CITY TITLE

Transaction

AmountAmount Recorded
Tax$259.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1787, HOBE SOUND, FL 33475-1787

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1733, LAKE CITY, FL 32056-1733

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$173,738 (+629.99%) Land $46,280 Building $127,458$173,738 (+629.99%) Land $46,280 Building $127,458
2024$653.00 (+140.07%)
2023$272.00 (+11.93%)$23,800 (+19%) Land $23,800$23,800 (+19%) Land $23,800
2022$243.00$20,000$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL · Fiber in parts of the area		200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 196th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures