12580 196th Ter, O Brien, FL 32071 Property Records

Suwannee County property record for 12580 196th Ter, O Brien, FL 32071

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,161 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$15,900 (Jan 2020)
Tax Bill	$867 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-04S-13E-09061-060130`

Property Details

APN / Parcel Number

Primary APN	`34-04S-13E-09061-060130`
Alternative APN	`09061060130`

Interior

Full Baths	1 Bath
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 2020
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	09061060130
Street Address	12580 196TH TER
City	O BRIEN
State	FL
Zip	32071-2036
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG LOT 13 BLK F FRONTIER JUNCTION ORB 2162 P 37-38 WD YR 2020
Legal Range	13E
Legal Township	04S
Legal Section	34
Legal Subdivision	FRONTIER JUNCTION
Legal Block	F
Legal Lot Number	13
Legal Unit	13
Jurisdiction	SUWANNEE FL
Township / Civil Division	MCALPIN-WELLBORN
Census Block Group	3
Census Block	3052
Census Tract	970501

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12580 196TH TER, O BRIEN, FL 32071-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL CORP
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Sep 20, 2019	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	2020221990
Deed Book / Page	2162 / 0037
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	12580 196TH TER, O BRIEN, FL 32071-2036
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12580 196TH TER, O BRIEN, FL 32071-2036

Mortgage

Document Number	0000241206
Date	Jul 29, 2021
Book Page	2286/338
Instrument	2021241206

Lender

Name	WESLEND FINANCIAL CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 6, 2020
Property Address	12580 196TH TER, O BRIEN, FL 32071-2036
Document Number	0000221990
Book / Page	2162 / 0037
Map Reference	MB 1 PG 305&306
Instrument Date	Dec 30, 2019
Instrument	2020221990
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HERITAGE TTL SVCS OF NORTH F

Transaction

Amount	Amount Recorded
Tax	$111.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 GRAND COVE WAY # WAY4C, 200, EDGEWATER, NJ 07020-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4743 N US HIGHWAY 441, LAKE CITY, FL 32055-6823

Mortgage

Document Number	0000000039
Date	Jan 6, 2020
Instrument	2162/0039

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jan 1, 2043

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 20, 2019
Property Address	12580 196TH TER, O BRIEN, FL 32071-2036
Document Number	0000218799
Book / Page	002141 / 000132
Instrument Date	Sep 20, 2019
Instrument	218799
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$49.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 GRAND COVE WAY #4C EDGEWATER NJ 070207216, 4C, EDGEWATER, NJ 07020-7216
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,909 (+5.99%)	$136,520 (+68.36%) Land $46,280 Building $90,240
2024	$867.00 (+1.64%)
2023	$853.00 (+1.91%) Homeowner's exemption	$73,508 (+3%)	$81,088 (+10.01%) Land $23,800 Building $57,288
2022	$837.00 Homeowner's exemption	$71,367	$73,712 Land $20,000 Building $53,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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