12580 Laurel St, Lakeside, CA 92040 Property Records

San Diego County property record for 12580 Laurel St, Lakeside, CA 92040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleBungalow
Year BuiltBuilt 1960
Square Footage1,252 sqft Living Area
Lot Size9,301 sqft (0.214 acres)
OccupancyOwner Occupied
Tax Bill$3,981.00 (2025)

Property Details

APN / Parcel Number

Primary APN394-061-32-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,252 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area9,301 sqft (0.214 acres)

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address12580 LAUREL ST
CityLAKESIDE
StateCA
Zip92040-3148
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 51 ST CLSD ADJ & POR TR 000353
Legal SubdivisionLAKESIDE
Legal Tract000353
Legal Block2
Legal Lot Number51
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2001
Census Tract16804

Owner

Source: San Diego County records · APN 394-061-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 01, 2021Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Apr 08, 2019Quit Claim Deed, Transfer · Veterans Administration Mortgage
S&S FIN'L
Sep 01, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
S&S FIN'L
Jan 06, 2017Grant Deed, Transfer · Veterans Administration Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2020
Deed SaleAug 27, 2020
Prior SaleApr 08, 2019
Deed Doc Number2020492464
Prior Transfer DateAug 22, 2020
Prior Transfer Doc0000492464
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
Transaction TypeMortgage
Record UpdatedJan 03, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address12580 LAUREL ST, LAKESIDE, CA 92040-3148

Mortgage

Document Number0000862880
DateDec 23, 2021
Instrument2021-0862880
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
Transaction TypeMortgage
Record UpdatedNov 09, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12580 LAUREL ST, LAKESIDE, CA 92040-3148

Mortgage

Document Number0000760371
DateNov 01, 2021
Instrument2021-0760371
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 08, 2019
Property Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
Document Number0000124565
Instrument DateApr 01, 2019
Instrument124565
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address12580 LAUREL ST LAKESIDE CA 920403148, LAKESIDE, CA 92040-3148

Mortgage

Document Number124566
DateApr 08, 2019
Instrument124566
Lender
NameS&S FIN'L
TypeFunding / Finance Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
Document Number0000411660
Instrument DateSep 01, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12580 LAUREL ST LAKESIDE CA 920403148, LAKESIDE, CA 92040-3148

Mortgage

Document Number0000411660
DateSep 07, 2017
Instrument411660
Lender
NameS&S FIN'L
TypeFunding / Finance Company
AddressLAGUNA HILLS, CA 92653
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 06, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 06, 2017
Property Address12580 LAUREL ST, LAKESIDE, CA 92040-3148
Document Number0000009957
Map ReferenceMAP289
Instrument DateDec 12, 2016
Instrument2017-0009957
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12580 LAUREL ST, LAKESIDE, CA 92040-3148

Mortgage

Document Number0000009958
DateJan 06, 2017
Instrument2017-0009958
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$449,835 (+2%) Land $217,835 Building $232,000
2025$3,981.00 (+5.32%)$441,015 (+4.04%) Land $213,564 Building $227,451
2023$3,780.00 (-31.06%) Homeowner's exemption$423,892 Land $205,272 Building $218,620
2022$5,483.00

Flood & Wildfire

12580 Laurel St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
35th percentile of exposed land nationally · 21st in California
Wildfire LikelihoodLow — about 1 in 2,273 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Laurel St

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