San Diego County property record for 12578 Laurel St, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,132 sqft · built 1960 |
| Lot Size | 0.182 acres (7,936 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Jul 2012) |
| Tax Bill | $5,777 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 394-061-31-00 |
| Primary APN | 394-061-31-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,936 sqft (0.182 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 12578 LAUREL ST |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | LOT 51 ST CLSD ADJ & POR TR 000353 |
| Legal Subdivision | LAKESIDE |
| Legal Tract | 000353 |
| Legal Block | 2 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 16804 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12578 LAUREL ST, LAKESIDE, CA 92040-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2012 · Amount on Record |
| Deed Sale | Jul 12, 2012 · Amount on Record |
| Prior Sale | Feb 24, 2012 · Amount on Record |
| Deed Document Number | 2012403901 |
| Prior Transfer Date | Jan 13, 1994 |
| Prior Transfer Doc | 0000087389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12578 LAUREL ST, LAKESIDE, CA 92040-3148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12578 LAUREL ST, LAKESIDE, CA 92040-3148 |
| Document Number | 0000120058 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-0120058 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 245 Months |
| Due | Aug 1, 2042 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $295,157 (+2%) Land $138,157 Building $157,000 | |
| 2025 | $5,777.00 (+45.88%) | $289,371 (+4.04%) Land $135,449 Building $153,922 |
| 2023 | $3,960.00 (+2.14%) | $278,137 Land $130,191 Building $147,946 |
| 2022 | $3,877.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon, Wyyerd Connect.
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