1257 Windward Ln, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1257 Windward Ln, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,665 sqft · built 1999
Lot Size0.085 acres (3,703 sqft)
Owner2 Individual Names on File
Last Sale$655,000 (Mar 2015)
Tax Bill$10,360 (2025)
Deeds & MortgagesApr 2021 Transfer
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN034-611-02

Property Details

APN / Parcel Number

Primary APN034-611-02
Alternative APN
  • 034-611-02-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,665 sqft Living Area
Gross Area2,104 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area3,703 sqft (0.085 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1257 WINDWARD LN
CityCAPITOLA
StateCA
Zip95010-3936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWINDWARD COMMONS TR #1411
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2016
Census Tract121702

Owner

Source: Santa Cruz County records · APN 034-611-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address220 MONACO DR, REDWOOD CITY, CA 94065-2864
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Correction Deed
Jan 21, 2021Quit Claim Deed, Transfer
BETTER MTG CORP ISAOA
Jan 21, 2021Quit Claim Deed, Transfer
RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2015 · Amount on Record
Deed SaleMar 13, 2015 · Amount on Record
Prior SaleJul 07, 2009 · Amount on Record
Deed Document Number20159097
Last Transfer DateApr 20, 2021
Transfer Doc0000024195
Record UpdatedSep 20, 2026

April 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 28, 2021
Property Address1257 WINDWARD LN, CAPITOLA, CA 95010-3936
Document Number0000024195
Map ReferenceVOL 94 PG 26
Instrument DateApr 20, 2021
Instrument2021-0024195
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address220 MONACO DR, REDWOOD CITY, CA 94065-2864

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 21, 2021
Property Address1257 WINDWARD LN, CAPITOLA, CA 95010-3936
Document Number0000003444
Instrument DateJan 13, 2021
Instrument3444
Transaction TypeTransfer
Record UpdatedFeb 04, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1257 WINDWARD LN CAPITOLA CA 950103936, CAPITOLA, CA 95010-3936

Mortgage

Document Number3445
DateJan 21, 2021
Instrument3445
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
AmountAmount Recorded
Term240 Months
DueJan 20, 2041

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 21, 2021
Property Address1257 WINDWARD LN, CAPITOLA, CA 95010-3936
Document Number0000003446
Instrument DateJan 13, 2021
Instrument3446
Transaction TypeTransfer
Record UpdatedFeb 04, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1257 WINDWARD LN CAPITOLA CA 950103936, CAPITOLA, CA 95010-3936

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$802,957 (+2%) Land $481,774 Building $321,183
2025$10,360.00 (+10.05%)$787,212 (+4.04%) Land $472,327 Building $314,885
2023$9,414.00 (+1.25%)$756,644 Land $453,986 Building $302,658$777,510
2022$9,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 892 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity, AT&T, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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