Santa Cruz County property record for 1223 Windward Ln, Capitola, CA 95010 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,665 sqft · built 1999 |
| Lot Size | 0.085 acres (3,703 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $360,000 (Apr 1999) |
| Tax Bill | $7,652 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2020 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-611-05 |
| Primary APN | 034-611-05 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,665 sqft Living Area |
| Gross Area | 2,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,703 sqft (0.085 acres) |
| Garage Type | Attached |
| Garage Area | 439 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 1223 WINDWARD LN |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WINDWARD COMMONS |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 121702 |
Source: Santa Cruz County records · APN 034-611-05
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 15, 2020 | Quit Claim Deed, Transfer CR FUNDING INC |
| Sep 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BBVA USA |
| Aug 13, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 1999 · Amount on Record |
| Deed Sale | Apr 16, 1999 · Amount on Record |
| Deed Document Number | 199927631 |
| Last Transfer Date | Sep 09, 2020 |
| Transfer Doc | 0000036249 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 15, 2020 |
| Property Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000036247 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 36247 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1223 WINDWARD LN CAPITOLA CA 950103936, CAPITOLA, CA 95010-3936 |
| Document Number | 36248 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 36248 |
| Name | CR FUNDING INC |
|---|---|
| Type | Bank |
| Address | 30 CAYMAN CT, MANHATTAN BEACH, CA 90266-7248 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 15, 2020 |
| Property Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000036249 |
| Instrument Date | Sep 09, 2020 |
| Instrument | 36249 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1223 WINDWARD LN CAPITOLA CA 950103936, CAPITOLA, CA 95010-3936 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 24, 2019 |
| Property Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000028901 |
| Map Reference | VOL 94 PG 26 |
| Instrument Date | Sep 19, 2019 |
| Instrument | 2019-0028901 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000028902 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-0028902 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2018 |
| Property Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000024620 |
| Map Reference | VOL 94 PG 26 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 2018-0024620 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1223 WINDWARD LN, CAPITOLA, CA 95010-3936 |
| Document Number | 0000024621 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 2018-0024621 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $566,878 (+2%) Land $287,836 Building $279,042 | ||
| 2025 | $7,652.00 (+7.87%) Homeowner's exemption | $555,763 (+4.04%) Land $282,192 Building $273,571 | |
| 2024 | $7,094.00 (+2.59%) | ||
| 2023 | $6,915.00 (+1.47%) Homeowner's exemption | $534,182 Land $271,234 Building $262,948 | $799,380 |
| 2022 | $6,815.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force 3 of 4 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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