1257 Stonewater Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1257 Stonewater Cir, Ocoee, FL 34761

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,593 sqft · built 2004
Lot Size0.273 acres (11,891 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Mar 2008)
Tax Bill$5,298 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-22-28-9070-00-140

Property Details

APN / Parcel Number

Primary APN10-22-28-9070-00-140
Alternative APNs
  • 282210907000140
  • 232424
  • 237265
  • 241834

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,593 sqft Living Area
Gross Area5,260 sqft
1st Floor Area1,740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,891 sqft (0.273 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area48 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1257 STONEWATER CIR
CityOCOEE
StateFL
Zip34761-8611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionWELLINGTON PLACE 54/59 LOT 14
Legal Range28E
Legal Township22S
Legal Section10
Legal SubdivisionWELLINGTON PLACE
Legal Tract9070
Legal Lot Number14
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2018
Census Tract15005

Owner

1257 Stonewater Cir is owned and occupied by two individuals who bought it in March 2008.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address1257 STONEWATER CIR, OCOEE, FL 34761-8611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2008 · Amount on File
Deed SaleMar 25, 2008 · Amount on File
Prior SaleJun 21, 2007
Deed Document Number2008175971
Deed Book / Page9638 / 3159
Prior Transfer DateJun 8, 2007
Prior Transfer Doc0000406488
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1257 STONEWATER CIR, OCOEE, FL 34761-8611
Document Number0000375088
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1257 STONEWATER CIR OCOEE FL 347618611, OCOEE, FL 34761-8611

Mortgage

Document Number0000375088
DateJul 13, 2020
Instrument375088
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueJul 12, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1257 Stonewater Cir was $5,298, up 7.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,793 (+2.7%)$605,080 (-1.48%) Land $77,000 Building $528,080
2025$5,298.00 (+7.88%) Homeowner's exemption$311,386$614,190 Land $77,000 Building $537,190
2024$4,911.00 (+3.39%)
2023$4,750.00 (+17.34%) Homeowner's exemption$293,796 (+16.93%)$547,879 (+22.56%) Land $70,000 Building $477,879
2022$4,048.00 Homeowner's exemption$251,258$447,038 Land $70,000 Building $377,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1257 Stonewater Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1257 Stonewater Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCOEE, CITY OF (2 WPS)
serves 34,000 people · EPA ID FL3480204
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications.

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