1254 Stonewater Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1254 Stonewater Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,235 sqft · built 2005
Lot Size	0.384 acres (16,713 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Aug 2013)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-22-28-9070-00-020`

Property Details

APN / Parcel Number

Primary APN	`10-22-28-9070-00-020`
Alternative APNs	`282210907000020` `232409` `237251` `241819`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,235 sqft Living Area
Gross Area	5,260 sqft
1st Floor Area	1,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,713 sqft (0.384 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	828 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1254 STONEWATER CIR
City	OCOEE
State	FL
Zip	34761-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	WELLINGTON PLACE 54/59 LOT 2 & THAT PT OF FOLLOWING DESC LYI NG E OF SAID LOT 2: BEG NE COR TRACT D WELLINGTON PLACE PB 5 4/59 TH RUN S89-39-02W 1.87 FT S00-09-16W 632.16 FT N89-41-2
Legal Range	28E
Legal Township	22S
Legal Section	10
Legal Subdivision	WELLINGTON PLACE
Legal Tract	D
Legal Lot Number	2
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2016
Census Tract	15005

Owner

1254 Stonewater Cir is owned and occupied by an individual who bought it in August 2013.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1254 STONEWATER CIR, OCOEE, FL 34761-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on File
Deed Sale	Aug 1, 2013 · Amount on File
Prior Sale	Jan 25, 2005 · Amount on File
Deed Document Number	2013404846
Deed Book / Page	10611 / 2286
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1254 STONEWATER CIR, OCOEE, FL 34761-8610
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 STONEWATER CIR, OCOEE, FL 34761-8610

Mortgage

Document Number	0000538725
Date	Sep 2, 2022
Instrument	20220538725

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1254 STONEWATER CIR, OCOEE, FL 34761-8610
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 STONEWATER CIR, OCOEE, FL 34761-8610

Mortgage

Document Number	0000185969
Date	Mar 22, 2022
Instrument	20220185969

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 21, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1254 Stonewater Cir was $4,145, up 9.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,520 (+2.7%)	$499,430 (-1.36%) Land $77,000 Building $422,430
2025	$4,145.00 (+9.4%) Homeowner's exemption	$241,013	$506,310 Land $77,000 Building $429,310
2024	$3,789.00 (+3.41%)
2023	$3,664.00 (+3.27%) Homeowner's exemption	$227,399 (+3%)	$448,176 (+15.62%) Land $70,000 Building $378,176
2022	$3,548.00 Homeowner's exemption	$220,776	$387,635 Land $70,000 Building $317,635

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1254 Stonewater Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1254 Stonewater Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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