1257 E Mountain Rd, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 1257 E Mountain Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1948
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Jan 2019)
Tax Bill	$4,959 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:59-R L:5`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:59-R L:5`
Alternative APN	`M:329059 B:R0005 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
Gross Area	4,848 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1257 E MOUNTAIN RD
City	WESTFIELD
State	MA
Zip	01085-1479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1009
Census Tract	812500

Owner

Source: Hampden County and Westfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Oct 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jan 11, 2019	Quit Claim Deed, Transfer RCN CAP
Apr 13, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2019 · Amount on Record
Deed Sale	Jan 11, 2019 · Amount on Record
Prior Sale	Apr 13, 2017 · Amount on Record
Deed Document Number	20192069
Deed Book / Page	22520 / 292
Transfer Doc	1190000509
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026155-147
Date	Dec 18, 2025
Book Page	26155/147
Instrument	60730

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	022890-102
Date	Oct 7, 2019
Book Page	22890/102
Instrument	58165

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023483-139
Date	Oct 19, 2020
Book Page	23483/139
Instrument	23483

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Jan 11, 2019
Property Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Document Number	22520-292
Book / Page	022520 / 000292
Instrument Date	Dec 26, 2018
Instrument	2069
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.04
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 SPRING ST WESTFIELD MA 010852809, WESTFIELD, MA 01085-2809

Mortgage

Document Number	22520-295
Date	Jan 11, 2019
Book Page	022520/000295
Instrument	2070

Lender

Name	RCN CAP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

April 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	WESTFIELD MA
Recording Date	Apr 13, 2017
Property Address	1257 E MOUNTAIN RD, WESTFIELD, MA 01085-1479
Document Number	21639-417
Book / Page	021639 / 000417
Instrument Date	Apr 12, 2017
Instrument	19911
Transaction Type	Foreclosure
Record Updated	May 2, 2017

Transaction

Amount	Amount Recorded
Tax	$874.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,959.00 (+8.09%)	$326,700 (+20.91%) Land $117,800 Building $208,900	$456,665 (+13.53%)
2024			$402,230
2023	$4,588.00	$270,200 Land $102,100 Building $168,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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