12569 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12569 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,747 sqft · built 2007
Lot Size	0.151 acres (6,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (May 2023)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106578-0540`

Property Details

APN / Parcel Number

Primary APN	`106578-0540`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,747 sqft Living Area
Gross Area	3,408 sqft
1st Floor Area	2,275 sqft
Upper Floors Area	472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,593 sqft (0.151 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	201 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12569 WHITE CEDAR TRL
City	JACKSONVILLE
State	FL
Zip	32226-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-107 35-1N-27E .15 NORTHWOODS LOT 41
Legal Range	27E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHWOODS
Legal Lot Number	41
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2002
Census Tract	10106

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12569 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Jan 5, 2022	Intrafamily Transfer, Transfer OS NATIONAL LLC
Feb 6, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	2023110911
Deed Book / Page	20697 / 1125
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 31, 2023
Property Address	12569 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Document Number	0206971125
Book / Page	20697 / 1125
Map Reference	MB 61 PG 107-112
Instrument Date	May 26, 2023
Instrument	2023110911
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSKALE RF #16001600, 16001600, TEMPE, AZ 85281

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12569 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0206971127
Date	May 31, 2023
Instrument	20697/1127

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Jan 5, 2022
Property Address	12569 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Document Number	0200830762
Book / Page	20083 / 762
Map Reference	MB 61 PG 107-112
Instrument Date	Dec 9, 2021
Instrument	2022002970
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12569 WHITE CEDAR TRL, 12569, JACKSONVILLE, FL 32226-5030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOUSDAK RD #1600 # 1600, 1600, TEMPE, AZ 85281
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12569 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5030
Document Number	0178800036
Book / Page	017880 / 000036
Instrument Date	Feb 6, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12569 WHITE CEDAR TRL JACKSONVILLE FL 322265030, JACKSONVILLE, FL 32226-5030

Mortgage

Document Number	0178800036
Date	Feb 15, 2017
Book Page	017880/000036
Instrument	37430

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,050 (+2.7%)	$348,215 (-4.27%) Land $80,000 Building $268,215
2025	$4,104.00 (+6.93%) Homeowner's exemption	$252,240 (-30.22%)	$363,741 (+0.62%) Land $80,000 Building $283,741
2024	$3,838.00 (-41.77%)
2023	$6,591.00 (+16.35%)	$361,490 (+12.51%) Land $75,000 Building $286,490	$361,490 (+12.51%) Land $75,000 Building $286,490
2022	$5,665.00	$321,300 Land $60,000 Building $261,300	$321,300 Land $60,000 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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