12560 White Cedar Trl, Jacksonville, FL 32226 Property Records

Duval County property record for 12560 White Cedar Trl, Jacksonville, FL 32226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 2006
Lot Size	0.158 acres (6,884 sqft)
Owner	Company Name on File
Last Sale	$290,200 (Oct 2021)
Tax Bill	$5,988 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`106578-0780`

Property Details

APN / Parcel Number

Primary APN	`106578-0780`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,884 sqft (0.158 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12560 WHITE CEDAR TRL
City	JACKSONVILLE
State	FL
Zip	32226-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-107 35-1N-27E .16 NORTHWOODS LOT 89
Legal Range	27E
Legal Township	01N
Legal Section	35
Legal Subdivision	NORTHWOODS
Legal Lot Number	89
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2002
Census Tract	10106

Owner

12560 White Cedar Trl is owned by a company that acquired it in May 2022.

Source: Duval County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 31236, SALT LAKE CITY, UT 84131-0236
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF AMERICA NA
May 12, 2022	Warranty Deed, Transfer SELENE TITLE LLC
Oct 25, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Jul 16, 2021	Warranty Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	2021280065
Deed Book / Page	19974 / 222
Last Transfer Date	May 5, 2022
Transfer Doc	0202772150
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12560 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5029
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202821989
Date	May 16, 2022
Book Page	20282/1989
Instrument	2022131976

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 12, 2022
Property Address	12560 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5029
Document Number	0202772150
Book / Page	20277 / 2150
Map Reference	MB 61 PG 107-112
Instrument Date	May 5, 2022
Instrument	2022128902
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 25, 2021
Property Address	12560 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5029
Document Number	0199740222
Book / Page	19974 / 222
Map Reference	MB 61 PG 107-112
Instrument Date	Oct 18, 2021
Instrument	2021280065
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,031.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 16, 2021
Property Address	12560 WHITE CEDAR TRL, JACKSONVILLE, FL 32226-5029
Document Number	0198191420
Book / Page	19819 / 1420
Map Reference	MB 1 PG 107-112
Instrument Date	Jul 2, 2021
Instrument	2021183154
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$2,034.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	731 DUVAL STATION RD # RD107-7, RD107-7, JACKSONVILLE, FL 32218-0800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12560 White Cedar Trl was $5,988, up 8.6% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,940 (-4.1%) Land $80,000 Building $223,940	$303,940 (-4.1%) Land $80,000 Building $223,940
2025	$5,988.00 (+8.6%)	$316,925 Land $80,000 Building $236,925	$316,925 Land $80,000 Building $236,925
2024	$5,514.00 (-5.52%)
2023	$5,836.00 (+18.35%)	$314,263 (+12.95%) Land $75,000 Building $239,263	$314,263 (+12.95%) Land $75,000 Building $239,263
2022	$4,931.00	$278,221 Land $60,000 Building $218,221	$278,221 Land $60,000 Building $218,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12560 White Cedar Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12560 White Cedar Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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