12564 Chapel Rd, Lorena, TX 76655 Property Records

McLennan County property record for 12564 Chapel Rd, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,739 sqft · built 1977
Lot Size15.3 acres (670,388 sqft)
OwnerIndividual Name on File
Tax Bill$5,898 (2024)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN300884000014012

Property Details

APN / Parcel Number

Primary APN300884000014012
Alternative APNs
  • 3008840000140120111
  • 131200

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,739 sqft Living Area
Gross Area3,592 sqft
1st Floor Area2,739 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area670,388 sqft (15.3 acres)
Garage TypeAttached
Garage Area853 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchCovered Porch
Porch Area1,645 sqft
Deck Area616 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number131200
Old Parcel Number3008840000140120111
Street Address12564 CHAPEL RD
CityLORENA
StateTX
Zip76655-3008
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionWINFREY A B J ACRES 15.387
Legal SubdivisionWINFREY A B J
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1035
Census Tract3712

Owner

Source: McLennan County records · APN 300884000014012

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12564 CHAPEL RD, LORENA, TX 76655-3008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL NATIONAL BANK
Oct 24, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTRAL NATIONAL BANK
Sep 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL NATIONAL BANK
Jun 11, 2019Warranty Deed, Construction Loan · Construction Mortgage
ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2019
Deed SaleJun 11, 2019
Deed Document Number2019019115
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address12564 CHAPEL RD, LORENA, TX 76655-3008
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011544
DateMar 30, 2021
Instrument2021011544
Lender
NameCENTRAL NATIONAL BANK
TypeBank
AddressTEMPLE, TX 76502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address12564 CHAPEL RD, LORENA, TX 76655-3008
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037565
DateOct 24, 2018
Instrument2018037565
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address12564 CHAPEL RD, LORENA, TX 76655-3008
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031188
DateSep 17, 2019
Instrument2019031188
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressTEMPLE, TX 76502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2034

June 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJun 11, 2019
Property Address12564 CHAPEL RD, LORENA, TX 76655-3008
Document Number0000019115
Instrument DateJun 07, 2019
Instrument19115
Transaction TypeConstruction Loan
Record UpdatedJul 04, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3966 BOX RANCH RD BRUCEVILLE TX 766303497, BRUCEVILLE, TX 76630-3497

Mortgage

Document Number19118
DateJun 11, 2019
Instrument19118
Lender
NameALLIANCE BK CTRL TX
TypeBank
AddressWACO, TX 76714
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 10, 2020

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$712,175 (+14.72%)$750,000 (-) Land $140,170 Building $609,830
2024$5,898.00 (-20.09%)
2023$620,810 Land $10,980 Building $609,830$750,000 Land $140,170 Building $609,830
2022$7,381.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 63% of the US · above 49% of Texas
Wildfire LikelihoodAbout 1 in 671 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
HelmscoFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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