12044 Chapel Rd, Lorena, TX 76655 Property Records

McLennan County property record for 12044 Chapel Rd, Lorena, TX 76655 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,764 sqft · built 2013
Lot Size	5.07 acres (221,198 sqft)
Owner	Individual Name on File
Tax Bill	$5,680 (2024)
Deeds & Mortgages	Apr 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300418000001010`

Property Details

APN / Parcel Number

Primary APN	`300418000001010`
Alternative APN	`361811`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,764 sqft Living Area
1st Floor Area	2,764 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	221,198 sqft (5.07 acres)
Porch	Open Porch
Porch Area	895 sqft
Canopy	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	361811
Street Address	12044 CHAPEL RD
City	LORENA
State	TX
Zip	76655-3196
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HYMAN H Y (A-418) 2.873 AC, WINFREY A B J (A-884) 2.205 AC, TOTAL 5.078 AC (A-418) 2.873 AC, WINFREY A B J (A-884) 2.205 AC,
Legal Subdivision	HYMAN H Y
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records · APN 300418000001010

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12044 CHAPEL RD, LORENA, TX 76655-3196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2025
Deed Sale	Apr 07, 2025
Deed Document Number	2025010227
Record Updated	Jun 08, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 07, 2025
Property Address	12044 CHAPEL RD, LORENA, TX 76655-3196
Document Number	0000010227
Instrument Date	Mar 31, 2025
Instrument	2025010227
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12044 CHAPEL RD, LORENA, TX 76655-3196

Mortgage

Document Number	0000010228
Date	Apr 07, 2025
Instrument	2025010228

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2032
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	13.1%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$512,230 (-5.82%) Land $62,130 Building $450,100	$512,230 (-5.82%) Land $62,130 Building $450,100
2024	$5,680.00 (+9.27%)
2023		$543,900 Land $62,130 Building $481,770	$543,900 Land $62,130 Building $481,770
2022	$5,198.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 46% of Texas
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.