12564 Bailey Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 12564 Bailey Dr NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,132 sqft · built 2000
Lot Size	5.58 acres (243,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,000 (Aug 2009)
Tax Bill	$6,090 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-27-200-048`

Property Details

APN / Parcel Number

Primary APN	`41-16-27-200-048`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	2,132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	243,065 sqft (5.58 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12564 BAILEY DR NE
City	LOWELL
State	MI
Zip	49331-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PART OF NE 1/4 COM AT E 1/4 COR TH N 89D 50M 16S W ALONG E&W 1/4 LINE 1762.33 FT TO BEG OF THIS DESC - TH N 89D 50M 16S W
Legal Range	09W
Legal Township	07N
Legal Section	27
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1034
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12564 BAILEY DR NE, LOWELL, MI 49331-9782
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009 · Amount on Record
Deed Sale	Aug 26, 2009 · Amount on Record
Prior Sale	Feb 19, 1999 · Amount on Record
Deed Document Number	200979488
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12564 BAILEY DR NE, LOWELL, MI 49331-9782
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12564 BAILEY DR NE, LOWELL, MI 49331-9782

Mortgage

Document Number	0000056165
Date	Jul 13, 2022
Instrument	20220713-0056165

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Aug 3, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12564 BAILEY DR NE, LOWELL, MI 49331-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001155
Date	Jan 4, 2018
Instrument	20180104-0001155

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,600 (+3.62%)	$795,200 (+3.62%)
2025	$6,090.00 (+20.57%) Homeowner's exemption	$383,700 (+24.3%)	$767,400 (+24.3%)
2023		$308,700	$617,400
2019	$5,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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