12449 Bailey Dr NE, Lowell, MI 49331 Property Records

Kent County property record for 12449 Bailey Dr NE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,755 sqft · built 1989
Lot Size	3.48 acres (151,589 sqft)
Owner	Individual Name on Record
Last Sale	$543,000 (Jun 2026)
Tax Bill	$3,212 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-27-200-033`

Property Details

APN / Parcel Number

Primary APN	`41-16-27-200-033`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,268 sqft
Basement Area	1,268 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	151,589 sqft (3.48 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12449 BAILEY DR NE
City	LOWELL
State	MI
Zip	49331-9782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	PART NE 1/4 COM 395.0 FT N 89D 49M 56S E ALONG N SEC LINE & 109.05 FT S 20D 58M 09S W FROM N 1/4 COR TH S 48D 45M 20S E 300.0
Legal Range	09W
Legal Township	07N
Legal Section	27
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1030
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Dec 5, 2023	Intrafamily Transfer, Transfer
Sep 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES INC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on Record
Deed Sale	Jun 18, 2026 · Amount on Record
Prior Sale	Aug 30, 2011 · Amount on Record
Deed Document Number	202640283
Prior Transfer Date	Feb 20, 1998
Prior Transfer Doc	2011068685
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 18, 2026
Property Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782
Document Number	0000040283
Instrument Date	Jun 5, 2026
Instrument	202640283
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411,322.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782

Mortgage

Document Number	0000040284,
Date	Jun 18, 2026
Instrument	20261840284

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT MI
Recording Date	Dec 5, 2023
Property Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782
Document Number	0000068918
Instrument Date	Aug 8, 2023
Instrument	20231205-0068918
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070011
Date	Sep 7, 2018
Instrument	20180907-0070011

Lender

Name	NORTHERN MORTGAGE SERVICES INC
Type	Mortgage Company
Address	BYRON, MI 48418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12449 BAILEY DR NE, LOWELL, MI 49331-9782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088704
Date	Nov 13, 2019
Instrument	20191113-0088704

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,900 (+4.85%)	$427,800 (+4.85%)
2025	$3,212.00 (+43.71%) Homeowner's exemption	$204,000 (+26.55%)	$408,000 (+26.55%)
2024	$2,235.00 (-16.1%)
2023		$161,200	$322,400
2019	$2,664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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