1256 Surf Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1256 Surf Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,430 sqft · built 1968
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Last Sale	$2,085,000 (Mar 2020)
Tax Bill	$25,529 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-011-007-000`

Property Details

APN / Parcel Number

Primary APN	`006-011-007-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2021
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1256 SURF AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWAY HOMES TRACT LOT 7 BLK 357
Legal Subdivision	FAIRWAY HOMES
Legal Block	357
Legal Lot Number	7
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1002
Census Tract	12402

Owner

1256 Surf Ave is held in a trust since March 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	1256 SURF AVE, PACIFIC GROVE, CA 93950-2043
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Mar 16, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Deed Document Number	202012963
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1256 SURF AVE, PACIFIC GROVE, CA 93950-2043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002243
Date	Jan 13, 2017
Instrument	2017002243

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 16, 2020
Property Address	1256 SURF AVE, PACIFIC GROVE, CA 93950-2043
Document Number	0000012963
Instrument Date	Mar 6, 2020
Instrument	12963
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,294.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5408 HEATHERLAND DR SAN RAMON CA 945825054, SAN RAMON, CA 94582-5054

Mortgage

Document Number	12964
Date	Mar 16, 2020
Instrument	12964

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1256 Surf Ave was $25,529.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,372,970 (+2%) Land $1,321,887 Building $1,051,083
2025	$25,529.00	$2,326,442 Land $1,295,968 Building $1,030,474
2023	$24,589.00 (+2.07%)	$2,236,105 Land $1,245,645 Building $990,460
2022	$24,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1256 Surf Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1256 Surf Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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