1240 Surf Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 1240 Surf Ave, Pacific Grove, CA 93950

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,907 sqft · built 1955
Lot Size0.195 acres (8,500 sqft)
OwnerCompany Name on Record
Last Sale$2,878,000 (Jan 2021)
Tax Bill$34,169 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN006-012-013-000

Property Details

APN / Parcel Number

Primary APN006-012-013-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,907 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2011
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,500 sqft (0.195 acres)
Garage Area319 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1240 SURF AVE
CityPACIFIC GROVE
StateCA
Zip93950-2034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY HOMES TRACT LOT 10 BLK 356
Legal SubdivisionFAIRWAY HOMES
Legal Block356
Legal Lot Number10
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1001
Census Tract12402

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1240 SURF AVE, PACIFIC GROVE, CA 93950-2034
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2017Deed of Trust, Mortgage · Line of Credit
MONTEREY CU
Jan 21, 2021Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 10, 2019Deed of Trust, Mortgage
MONTEREY CU
Jul 3, 2019Deed of Trust, Mortgage · Line of Credit
MONTEREY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleOct 3, 2007 · Amount on Record
Deed Document Number20214352
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1240 SURF AVE, PACIFIC GROVE, CA 93950-2034
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE SALINAS ER SPL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005217
DateJan 30, 2017
Instrument2017005217
Lender
NameMONTEREY CU
TypeCredit Union
AddressMONTEREY, CA 93940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 30, 2042
Interest
Rate TypeAdjustable Rate

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJan 21, 2021
Property Address1240 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number0000004352
Instrument DateJan 14, 2021
Instrument4352
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$3,166.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address5120 BASELINE AVE SANTA YNEZ CA 934609751, SANTA YNEZ, CA 93460-9751

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1240 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number0000029271
Instrument DateJul 10, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyCHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 SURF AVE PACIFIC GROVE CA 939502034, PACIFIC GROVE, CA 93950-2034

Mortgage

Document Number0000029271
DateJul 15, 2019
Instrument29271
Lender
NameMONTEREY CU
Address501 E PRANKLIN ST, MONTEREY, CA 93940
Agreement
AmountAmount Recorded
Term360 Months
DueJul 14, 2049

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1240 SURF AVE, PACIFIC GROVE, CA 93950-2034
Document Number0000029272
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanyCHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 SURF AVE PACIFIC GROVE CA 939502034, PACIFIC GROVE, CA 93950-2034

Mortgage

Document Number0000029272
DateJul 15, 2019
Instrument29272
Lender
NameMONTEREY CU
AddressMONTEREY, CA 93942-3288
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 14, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityPacific Grove City
Unified School DistrictPacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,177,294 (+2%) Land $2,097,752 Building $1,079,542
2025$34,169.00 (+4.06%)$3,114,995 (+4.04%) Land $2,056,620 Building $1,058,375
2023$32,836.00 (+2.07%)$2,994,038 Land $1,976,760 Building $1,017,278
2022$32,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Ave

Nearby Streets

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