1256 Reflection Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1256 Reflection Ave NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,610 sqft · built 2014
Lot Size	0.196 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Dec 2014)
Tax Bill	$4,627 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03016F0196.000000`

Property Details

APN / Parcel Number

Primary APN	`03016F0196.000000`
Alternative APNs	`4671 74 8635` `98587`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,610 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	1,722 sqft
Upper Floors Area	1,888 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Asbestos
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	8,581 sqft (0.196 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	432 sqft
Driveway	Driveway
Driveway Area	864 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Patio Area	410 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	98587
Street Address	1256 REFLECTION AVE NW
City	CONCORD
State	NC
Zip	28027-2867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CURM-2
Legal Description	LT 196 BROOKVUE
Legal Subdivision	BROOKVUE SUB PH 2 MAP 1
Legal Lot Number	196
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	1
Census Block	1025
Census Tract	41304

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1256 REFLECTION AVE NW, CONCORD, NC 28027-2867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SI MORTGAGE COMPANY
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL EMPS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2014 · Amount on Record
Deed Sale	Dec 23, 2014 · Amount on Record
Deed Document Number	0001123562
Deed Book / Page	11235 / 62
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1256 REFLECTION AVE NW, CONCORD, NC 28027-2867
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15016213
Date	Mar 19, 2021
Book Page	15016/213

Lender

Name	SI MORTGAGE COMPANY
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1256 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number	13827154
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 23, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1256 REFLECTION AVE NW CONCORD NC 280272867, CONCORD, NC 28027-2867

Mortgage

Document Number	13827154
Date	Nov 7, 2019
Book Page	013827/000154
Instrument	30983

Lender

Name	FEDERAL EMPS CU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,627.00	$380,330 Land $67,000 Building $313,330	$380,330 Land $67,000 Building $313,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Uniti Group.

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