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  5. Reflection Ave NW

1245 Reflection Ave NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1245 Reflection Ave NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,573 sqft · built 2015
Lot Size0.184 acres (8,015 sqft)
Owner2 Trust Names on Record
Last Sale$337,000 (Mar 2016)
Tax Bill$4,577 (2023)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03016F0165.000000

Property Details

APN / Parcel Number

Primary APN03016F0165.000000
Alternative APNs
  • 4671 74 5784
  • 107724
  • 173011

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,573 sqft Living Area
Gross Area4,598 sqft
1st Floor Area1,730 sqft
Upper Floors Area1,843 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions133 ft deep x 60 ft wide
Garage TypeMixed
Garage Area426 sqft
DrivewayConcrete Driveway
Driveway Area702 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft
Patio Area519 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number173011
Street Address1245 REFLECTION AVE NW
CityCONCORD
StateNC
Zip28027-2867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-CD
Legal DescriptionLT 165 BROOKVUE
Legal SubdivisionBROOKVUE
Legal Lot Number165
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1016
Census Tract41304

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address1245 REFLECTION AVE NW, CONCORD, NC 28027-2867
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2016 · Amount on Record
Deed SaleMar 31, 2016 · Amount on Record
Deed Book / Page11850 / 46
Last Transfer DateAug 16, 2024
Transfer Doc0017082320
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1245 REFLECTION AVE NW, CONCORD, NC 28027-2867
Document Number14332302
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1245 REFLECTION AVE NW CONCORD NC 280272867, CONCORD, NC 28027-2867

Mortgage

Document Number14332302
DateJul 16, 2020
Book Page014332/000302
Instrument22459
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2035

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,810 (-) Land $125,000 Building $494,810
2025$619,810 (+65.21%) Land $125,000 Building $494,810
2024$619,810 (+65.21%) Land $125,000 Building $494,810
2023$4,577.00$375,170 Land $67,000 Building $308,170$375,170 Land $67,000 Building $308,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Windstream.

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