1256 Panorama Point Ct, Merced, CA 95340 Property Records

Merced County property record for 1256 Panorama Point Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,244 sqft · built 1999
Lot Size	0.167 acres (7,251 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Oct 2020)
Tax Bill	$5,665 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-550-041-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-041-000`
Alternative APN	`006-550-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,244 sqft Living Area
Gross Area	2,860 sqft
1st Floor Area	2,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,251 sqft (0.167 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-550-041
Street Address	1256 PANORAMA POINT CT
City	MERCED
State	CA
Zip	95340-0727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILLAGE UNIT NO.5 LOT 51
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	51
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4003
Census Tract	1101

Owner

Source: Merced County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Oct 1, 2020	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Oct 1, 2020	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
May 11, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	May 11, 2018 · Amount on Record
Deed Document Number	202035481
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000035482
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019115
Date	Jun 12, 2020
Instrument	2020019115

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 1, 2020
Property Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000035482
Instrument Date	Sep 29, 2020
Instrument	35482
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1256 PANORAMA POINT CT MERCED CA 953400727, MERCED, CA 95340-0727

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 1, 2020
Property Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000035481
Map Reference	VOL 46 PG 37-39
Instrument Date	Aug 26, 2020
Instrument	2020035481
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 11, 2018
Property Address	1256 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000014166
Instrument Date	Apr 5, 2016
Instrument	14166
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	TRN TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2458 BLUE SRUCE CT MERCED CA 95340, MERCED, CA 95340

Mortgage

Document Number	14167
Date	May 11, 2018
Instrument	14167

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,874 (+2%) Land $88,324 Building $419,550
2025	$5,665.00 (+7.17%)	$497,917 (+4.04%) Land $86,593 Building $411,324
2023	$5,286.00 (+1.42%)	$478,584 Land $83,232 Building $395,352
2022	$5,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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