1247 Panorama Point Ct, Merced, CA 95340 Property Records

Merced County property record for 1247 Panorama Point Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,251 sqft · built 1997
Lot Size	0.184 acres (8,028 sqft)
Owner	2 Company Names on Record
Last Sale	$410,000 (May 2019)
Tax Bill	$5,654 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-550-031-000`

Property Details

APN / Parcel Number

Primary APN	`006-550-031-000`
Alternative APN	`006-550-031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,251 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	8,028 sqft (0.184 acres)
Garage Type	Attached
Garage Area	602 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-550-031
Street Address	1247 PANORAMA POINT CT
City	MERCED
State	CA
Zip	95340-0727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILLAGE UNIT NO.5 LOT 45
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	45
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4003
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Apr 6, 2026	Grant Deed, Transfer · Line of Credit MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION
Feb 25, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 24, 2019	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
May 20, 2019	Grant Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Dec 29, 2006 · Amount on Record
Deed Document Number	201914333
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000008701
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2026
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000008703
Instrument Date	Mar 12, 2026
Instrument	20268703
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2026
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000008701
Instrument Date	Mar 12, 2026
Instrument	20268701
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727

Mortgage

Document Number	0000008702,
Date	Apr 6, 2026
Instrument	20268702

Lender

Name	MERCED SCHOOL EMPLOYEES FEDERAL CRED UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006554
Date	Feb 25, 2020
Instrument	2020006554

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jul 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727

Mortgage

Document Number	0000050549
Date	Dec 30, 2020
Instrument	2020050549

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jun 24, 2019
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000018613
Instrument Date	May 17, 2019
Instrument	18613
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1247 PANORAMA POINT CT MERCED CA 953400727, MERCED, CA 95340-0727

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 20, 2019
Property Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727
Document Number	0000014333
Map Reference	MB 46 PG 37-39
Instrument Date	May 7, 2019
Instrument	2019014333
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1247 PANORAMA POINT CT, MERCED, CA 95340-0727

Mortgage

Document Number	0000014334
Date	May 20, 2019
Instrument	2019014334

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,977 (+2%) Land $73,955 Building $440,022
2025	$5,654.00 (+5.68%) Homeowner's exemption	$503,900 (+4.04%) Land $72,505 Building $431,395
2024	$5,350.00 (+1.46%)
2023	$5,273.00 (+1.46%) Homeowner's exemption	$484,336 Land $69,691 Building $414,645
2022	$5,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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