1256 Cedar Tree Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1256 Cedar Tree Ln, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,333 sqft · built 2014
Lot Size0.217 acres (9,453 sqft)
Owner2 Individual Names on Record
Last Sale$569,000 (Sep 2019)
Tax Bill$7,276 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-165-90240157

Property Details

APN / Parcel Number

Primary APN03-165-90240157
Alternative APN
  • 16590240157

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,333 sqft Living Area
Gross Area3,753 sqft
1st Floor Area1,106 sqft
Basement Area859 sqft
Finished Basement859 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,453 sqft (0.217 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area102 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number16590240157
Street Address1256 CEDAR TREE LN
CityANNAPOLIS
StateMD
Zip21409-5239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLOT 34-B CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal Block2
Legal Lot Number34-B
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731003

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB
Aug 10, 2022Deed, Transfer · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Sep 26, 2019Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Mar 30, 2017Loan Modification, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2019 · Amount on Record
Deed SaleSep 26, 2019 · Amount on Record
Prior SaleAug 4, 2014 · Amount on Record
Deed Book / Page33628 / 231
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0360890377
DateFeb 5, 2021
Book Page36089/377
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 10, 2022
Property Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Document Number0390120032
Book / Page39012 / 32
Map ReferenceMB 326 PG 6-7
Instrument DateJul 18, 2022
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyEASTERN TITLE AND SETTLEMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,387.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239

Mortgage

Document Number0003901241
DateAug 10, 2022
Instrument39012/41
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateSep 26, 2019
Property Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Document Number0336280231
Book / Page33628 / 231
Map ReferenceMB 326 PG 6&7
Instrument DateSep 16, 2019
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyHOMELAND TITLE & ESCROW LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239

Mortgage

Document Number0033628238
DateSep 26, 2019
Instrument33628/238
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address1256 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Document Number0308260020
Book / Page030826 / 000020
Instrument DateMar 30, 2017
Transaction TypeMortgage
Record UpdatedJul 14, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1256 CEDAR TREE LN ANNAPOLIS MD 214095239, ANNAPOLIS, MD 21409-5239

Mortgage

Document Number0308260020
DateApr 23, 2017
Book Page030826/000020
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueApr 22, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$683,967 (+20.69%)$736,400 (+27.16%) Land $241,400 Building $495,000
2025$7,276.00 (+17.58%)
2023$6,188.00$566,733$579,100 Land $231,400 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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