1254 Cedar Tree Ln, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1254 Cedar Tree Ln, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,672 sqft · built 2014
Lot Size0.226 acres (9,845 sqft)
Owner2 Individual Names on Record
Last Sale$572,500 (Feb 2016)
Tax Bill$7,007 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-165-01832000

Property Details

APN / Parcel Number

Primary APN03-165-01832000
Alternative APNs
  • 3-165-01832000
  • 16501832000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area3,032 sqft
1st Floor Area1,232 sqft
Basement Area822 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleSplit Foyer
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,845 sqft (0.226 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area120 sqft
Deck Area480 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number16501832000
Street Address1254 CEDAR TREE LN
CityANNAPOLIS
StateMD
Zip21409-5239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLOT 34-A CAPE ST CLAIRE
Legal SubdivisionCAPE ST CLAIRE
Legal BlockAW
Legal Lot Number34-A
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731003

Owner

Source: Anne Arundel County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1254 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Sep 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 17, 2016 · Amount on Record
Deed SaleFeb 17, 2016 · Amount on Record
Prior SaleJan 8, 2015 · Amount on Record
Deed Book / Page29276 / 425
Last Transfer DateJul 26, 2018
Transfer Doc0325250046
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Recording DateApr 24, 2026
Property Address1254 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Document Number4228000168
Book / Page42287 / 168
Instrument DateApr 17, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust, 165
Address1254 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239

Mortgage

Document Number4228000168,
DateApr 24, 2026
Book Page42287/168
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueMay 1, 2066
Interest
Rate6.22%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1254 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Transaction TypeMortgage
Record UpdatedSep 20, 2023
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressCEDAR TREE LN, ANNAPOLIS, MD 21409

Mortgage

Document Number0362370326
DateFeb 26, 2021
Book Page36237/326
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 28, 2018
Property Address1254 CEDAR TREE LN, ANNAPOLIS, MD 21409-5239
Document Number0325250046
Book / Page032525 / 000046
Instrument DateJul 26, 2018
Transaction TypeTransfer
Record UpdatedOct 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1254 CEDAR TREE LN ANNAPOLIS MD 214095239, ANNAPOLIS, MD 21409-5239

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$633,367 (+8.5%)$709,700 (+19.24%) Land $242,400 Building $467,300
2024$7,007.00 (+14.96%)
2023$6,095.00 Homeowner's exemption$583,733$595,200 Land $232,400 Building $362,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1978–2003)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Cedar Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number